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Moneybox app: Lifetime ISA reviews

4.94
Based on 9,275 reviews, last reviewed 26th Apr 2026
51238% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Excellent Always needed an account like this, clear understanding of what my money is doing. Reviewed on: 26th April 2026
Danielle S's avatar
Danielle S

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9275)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

5
I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Easy to use and informative

5
The app is really accessible and breaks down your finances to make it more understandable. It’s also useful how it highlights how much interest you have made each day, which I’ve not seen on previous banking apps that I’ve used. Reviewed on: 27th March 2024

Easy and fun to use!

5
Easy and fun to use! I love seeing my savings grow! Reviewed on: 27th March 2024

No problems at all very easy to use money arrives qu...

5
No problems at all very easy to use money arrives quick and good interest being earned Reviewed on: 27th March 2024

Lifetime ISA

5
I've found the information and guidance very good for opening and managing a lifetime ISA, along with the other accounts on offer. Reviewed on: 27th March 2024

A simple to use & understand banking app

5
A simple to use and understand banking app. I feel like I have so much more control over making my money work for me Reviewed on: 27th March 2024

A No Brainer for First-Time Buyers

5
Easy to use app with great incentives. I’m so glad I opened my Lifetime ISA when I qualified even though I didn’t manage to start saving until a year later. We got a free £2,000 in government bonuses which helped us hugely in our progress towards our first own home. Reviewed on: 27th March 2024

Helping me by automating the transfer of my wages to...

5
Helping me by automating the transfer of my wages to savings each week. Also interest rates are amazing and the money added scheme is brilliant. Thank you Moneybox Reviewed on: 27th March 2024

Hopeful home buyer

5
I've been saving to buy my first home and the Moneybox app has made it extremely easy to put that money aside, keep it safe, earn good interest and also gave my access to a 25% government bonus for saving the max amount. Reviewed on: 27th March 2024

Easy to operate and good rates for ISA and other sav...

4
Easy to operate and good rates for ISA and other savings account. Reviewed on: 27th March 2024

My experience so far

5
Firstly Moneybox Lisa is very immigrant friendly, no other financial institution agreed to approve my application for a cash Lisa even after starting I was sponsored to work in the UK by a reputable firm. However moneybox did their background checks and approved my application. Moneybox has been the only financial institution willing to provide Q&A live sessions and also advise on topics like mortgages, pensions, ISA's and investments this has helped keep me informed about the UK system and is highly appreciated. Their response to queries is also really fast. Reviewed on: 27th March 2024