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Moneybox app: Lifetime ISA reviews

4.81
Based on 9,303 reviews, last reviewed 4th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026
Samuel D's avatar
Samuel D

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (9303)

So great

5
Thanks so much really helpful to save money for my first home Reviewed on: 9th February 2023

Does what I need well.

5
Almost 4 years in the app and it’s done exactly what I’ve needed it to do. Easy to adjust my direct debits when circumstances have changed and easy to track what’s going on which makes it easy to plan. The round up feature was also very useful. The pennies turn to pounds which add up. Reviewed on: 8th February 2023

I Just Wish I Heard About It Sooner.

5
With the help of MoneyBox my dream place is now very much a reality. I just can't believe that this app is free! Reviewed on: 8th February 2023

convenient product

5
Great app, useful features and variety of savings products. Love it Reviewed on: 8th February 2023

Great product, with great choices.

5
This app has really helped to make the best out of saving extra money to build for the future. Easy and reliable. Reviewed on: 8th February 2023

Ease of access and information

5
The MoneyBox app clearly explains all of the features and details of the products. Its easy to access and undertand as well as manage. Reviewed on: 8th February 2023

Great app and service

5
I could probably find a slightly better interest rate elsewhere but I know I wouldn't find the same service and quality of their app. Reviewed on: 8th February 2023

Brilliant

4
Moneybox offers an excellent service Reviewed on: 8th February 2023

An easy to use, soft touch app that could change your life

5
I like MoneyBox, not least because its the APP which will one day (hopefully) genuinely change my life. Before it I was struggling to put anything away for a house deposit, now I am slowly and surely starting to stack up the savings. The APP is easy to use and not too intrusive, I can go on it for advice as and when I fancy but its best attribute really is that I con totally forget about it all together but meanwhile in the background its continuing the hard work of putting money safely away for me to one day soon own my own home. Reviewed on: 8th February 2023

Why would you say no to free money?

5
Not only do you get a quarter of what you put in yearly (up to £4K), the interest is good on it so even if you’re not topping up your account you’re still slowly earning extra in your savings. The app is easy to use, but access is secure via a passcode that you set up yourself. It’s easy to check your account history and pay in money as well. Reviewed on: 8th February 2023

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