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Moneybox app: Lifetime ISA reviews

4.81
Based on 9,303 reviews, last reviewed 4th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026
Samuel D's avatar
Samuel D

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (9303)

Brilliant, rewarding account

5
The money box app for the lifetime ISA has helped me to start saving for a deposit for a house. I have saved more using this than I would with a normal savings account due to the 25% government bonus. Moneybox breaks everything down for you to easily understand and has extra tools in the discover section. It has motivated me to save more for a deposit and I can see how long it will take me to save X amount of money. Reviewed on: 8th February 2023

Such a good way of saving!

5
Such a helpful, easy to navigate app. Has really helped me to save for the future. Reviewed on: 8th February 2023

Simple and easy to contact for assistance

5
I opened a Lifetime ISA after realising the bonus was better than phasing-out Help To Buy. Moneybox has been simple and easy to handle since then. I do not earn regularly enough to set up a monthly direct debit, so the option to put in one time deposits through my bank account is very useful. I can contact the team via live message whenever and they are always very helpful. I find it useful also having the additional financial advice that is available for free on the app, from pensions to savings rates. Fab app! Reviewed on: 8th February 2023

In a dash sort out your cash

5
Absolutely love Money Box as you can sort out your Lifetime ISA and notice accounts in a flash. If you need any support from them they get back to you very quickly and are always helpful Reviewed on: 8th February 2023

Fun and rewarding

5
Moneybox makes saving money fun and encourages me to put money aside every month Reviewed on: 8th February 2023

App for needy people

5
Its really understandable and amazing app for normal people which is important for me. Very easy and helpful app Reviewed on: 8th February 2023

Excellent

5
Excellent app, easy to use. Would reccomend Reviewed on: 8th February 2023

Perfect for young adults

5
As a young adult this lifetime isa is fantastic as it explains finance in both simple and complex ways that is easy for beginners to understand but is also interesting for someone who has background knowledge on the subject. It makes target setting simple but effective and gives tips on how to maximise the lisa bonus. Reviewed on: 8th February 2023

Great service

5
Great UI and the best interest rate Reviewed on: 8th February 2023

User friendly app

5
The moneybox app is simple to use, and easy to understand. I can easily see my contributions and potential government bonus. Previously I needed assistance because I wasn't sure when the cut-off point was for current tax-year contributions to my Lifetime ISA, and their customer service was fast and helpful. They have provided useful webinars about saving and investing. I recommend them. Reviewed on: 8th February 2023

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