Smart Money People Logo

Moneybox app: Lifetime ISA reviews

4.94
Based on 9,291 reviews, last reviewed 3rd May 2026
45689% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

Moneybox is marvellous

5
The Moneybox lifetime ISA has made buying a first home a possibility. The app is so user friendly, and has an easy to understand display. It breaks down exactly what money is where. Love the new ‘wealth’ tab. Great to visualise how money is growing too!! Reviewed on: 27th February 2025

Fantastic service

5
Setting up a moneybox lifetime ISA is so quick and convenient. I recommend it to friends and family on a regular basis to get them thinking about investing for their futures. In addition to the 25% government bonus, Moneybox also offer a competitive interest rate, which sweetens the deal Reviewed on: 8th February 2023

All you need

5
This is helping me save for my first home and is so easy to use Reviewed on: 8th February 2023

Brilliant Long-term Support and Generous Interest

5
I have had my lifetime ISA for years now. It is a great help for a young person like myself to have a greater chance of buying a home. The interest rate is generous. More so than most high street banks. Overall, a massive boost to my finances. Would highly recommend! Reviewed on: 8th February 2023

Very positive.

5
From opening up the account to being able to deposit money and manage my account Moneybox have made the experience of doing so easy. Reviewed on: 8th February 2023

Easy to follow and deposit

5
Account was easy to set up, create deposits, especially the instant despot process rather the having to wait for Direct Debit to process losing days of potential interest. Reviewed on: 8th February 2023

Excellent service

5
I have had my LISA with Moneybox for a few years now, I find the service to be excellent, the advisors are very knowledgeable and helpful whenever I have had a question I can get a response to my query very quickly, I would recommend Moneybox to anyone opening a LISA or other investment product Reviewed on: 8th February 2023

Moneybox is a great app

5
Moneybox is a very good financial provider. Despite being fully online and on an app communication is great and the support is amazing. Reviewed on: 8th February 2023

Support!

5
The support you receive and advice is fantastic! Reviewed on: 8th February 2023

Great all-round

5
Moneybox are an excellent company. Their account has a fabulous interest rate and their choices of accounts are great. Their app is really easy to use and simple to understand, and has really great features like automatic weekly deposits. They also provide support really quickly should you need it. I recommend MoneyBox to everyone! Reviewed on: 8th February 2023

Simple easy and rewarding

4
The lifetime isa I set up has benefited me with saving as the 25% charge for taking savings out stops me from dipping into the savings so I’m closer to buying my new home ! Reviewed on: 8th February 2023

Do you have a different Moneybox app product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Moneybox app?

    View all products