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Moneybox app: Lifetime ISA reviews

4.94
Based on 9,291 reviews, last reviewed 3rd May 2026
45689% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

5
I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Great app

5
So easy to use and has loads of information for first time buyers to make buying your first house that much easier Reviewed on: 8th February 2023

Clean and straightforward

4
Moneybox is easy to use and straight forward to use. It's got great tips and really helps you Reviewed on: 8th February 2023

Great User Experience

5
The app is very user friendly to navigate around and looks smart. Reviewed on: 8th February 2023

Fab service, helped me buy my first house

5
My sister gave me the amazing advice to start up a moneybox LISA and it has helped me save for my first house! The app is easy to use and when it came to withdrawing the money to buy my first house it was quick and easy. I would recommend to everyone. The saving goals is a helpful tool to keep track of how you are doing too! Reviewed on: 8th February 2023

Really great interest rate and easy to use

5
The best savings app to help you save for your first home which in these times is becoming more and more difficult. Reviewed on: 8th February 2023

Fantastic app and experience

5
It's so easy to invest and to learn how to invest. The app is beautiful and simple to use, the help centre is fast and informative, and the provided documentation and learning material are excellent. Reviewed on: 8th February 2023

Easiest and most helpful way to save

5
I joined Moneybox after a recommendation a few years ago. I was never good with money and didn’t understand a lot of topics under savings and other financial investments. Moneybox has completely changed the way I approach my money and my future savings and spendings. Their app makes it so easy to find out more information in a simple way for a regular person who may not have the right knowledge when wanting to invest their money. I opened up a lifetime Isa around 2 years ago. I couldn’t believe the bonus that was offered from Moneybox. Over the first year I put £4000 into my lifetime Isa and Moneybox contributed £1000 plus interest which is unbelievable to those trying to save for their first home. That in itself made me want to see what other accounts I could open with Moneybox. I also opened a savings account and the interest rates are great. I had held off of opening a saving account with other banks purely as I didn’t have the right information to help me do that. Moneybox talks you through the steps and you are able to put in money automatically weekly so you don’t have to keep worrying about transferring it. Moneybox also sends regular emails and communication to keep customers involved in what is happening financially that week or if there has been any changes to the account. I find Moneybox the easiest form of banking I have ever used and would recommend it to people who are just starting to save money and are looking to buy a property and also to those who are slightly older and have already got a home and would like to use it for savings or stocks and shares. Reviewed on: 8th February 2023

Superb service

5
Everything is of top standard, clear, no trouble. I enjoy using the app as it is incredibly user-friendly. Moneybox LISA is a high-quality product I would recommend to my friends. Reviewed on: 8th February 2023

Easy to use app

5
So pleased to have found this app. Very easy to use and add money into my account. Reviewed on: 8th February 2023

Great app/online Bank service

5
I rave about MoneyBox, it’s something I wish was my brain child. The service from the team is outstanding and the app is easy to follow and use. I recommend highly Reviewed on: 8th February 2023

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