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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.95 (5279 reviews)

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4.95

Based on 5,279 reviews, last reviewed 7th Mar 2026

33800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Moneybox Positives The money box app is easy to navigate. The company appears to give good information for different levels of financial experience. They have been expan... Read more Reviewed on: 7th March 2026

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5279)

Review of the Moneybox app, Lifetime ISA:

Super easy to setup a LISA

I was looking for a LISA with the best market interest rate which is easy to setup and manageable in a modern way. Moneybox fulfilled all of that criteria to a good standard. I'm very happy with how easy it was and how informative the process was. Reviewed on: 31st May 2023

The app makes saving so easy.

The app makes saving so easy. I can manage my LISA and Stocks & Shares ISA at the touch of a button - i love the easy pause and round up features. Their interest rates are great too, i have recommended MoneyBox to many friends. Reviewed on: 5th February 2025

Moneybox Review

I recently opened a Lifetime ISA with Moneybox and I have to say, I’m really impressed with the whole experience. The app is user-friendly and makes managing my savings super straightforward. The process of setting up the account was seamless and I appreciate how easy it is to track my progress and set up automatic contributions. One of the main benefits of the Lifetime ISA is the 25% government bonus on any contributions I make, which is a huge incentive to save more. It feels like free money, and over time, that can add up to a significant amount. Plus, the flexibility to use it for either buying my first home or retirement is fantastic, giving me peace of mind about the future. What I also like about Moneybox is their range of investment options within the ISA, allowing me to choose the risk level that aligns with my goals. I feel like I’m in control of my savings, but also benefiting from their expertise in managing the funds. Overall, I’m really happy with my choice to go with Moneybox for my Lifetime ISA. If you’re looking for a way to save for your first home or retirement, this is a solid option to consider. The government bonus is a big draw and the app makes saving both easy and rewarding. Reviewed on: 5th February 2025

The app is easy to use, I’m able to manage it comple...

The app is easy to use, I’m able to manage it completely myself. The time I did have to reach out for support, they responded quickly and were able to help with my enquiry . The funds are performing well in my opinion. Reviewed on: 5th February 2025

They make long term saving feel more attainable

They make long term saving feel more attainable Reviewed on: 5th February 2025

I’ve had a lovely experience this far with moneybox...

I’ve had a lovely experience this far with moneybox which has helped me to save more in two years than I did in the last 5 years. Reviewed on: 5th February 2025

10/10 would recommend! :)

I have recently opened a Lifetime ISA to save for a deposit for a first home with my boyfriend. The experience has been very simple and easy to navigate via the app. I was recommended Moneybox by my brother who has recently bought his first home and I have recommended it to my boyfriend. I would recommend to anyone who is starting the journey to save for a deposit. Reviewed on: 5th February 2025

Good experience

Good experience and easy to use the app Reviewed on: 5th February 2025

Overall one of the best fintech app I've used

Overall one of the best fintech app I've used for the purpose of the accounts. I've recommended it to many who are now customers and also rating it, so keep it up! Reviewed on: 5th February 2025

I have had a Lifetime ISA and savings account with M...

I have had a Lifetime ISA and savings account with Moneybox for 2 years and have made almost £3000 in that time, I would recommend especially to people planning to buy a house in the future, Moneybox is clear and organised and overall a really good banking app. Reviewed on: 5th February 2025

Love Moneybox, really help me save effectively

Love Moneybox, really help me save effectively Reviewed on: 5th February 2025

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