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Moneybox app: Lifetime ISA reviews

4.94
Based on 9,291 reviews, last reviewed 3rd May 2026
45689% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

5
I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Simple

4
Nice UX/UI Difficultly setting up direct debit with Halifax but I managed a workaround... Reviewed on: 2nd February 2023

Excellent LISA provider

5
Moneybox is excellent for first time investors/people who want to have structured savings in place. The pension articles are very useful and informative. Reviewed on: 2nd February 2023

Perfect to gain the bonus

5
Great app, easy to use in order to get the maximum government bonus for this isa! Great interest too Reviewed on: 2nd February 2023

wonderful

5
with moneybox ISA account i was able to start saving for my first home Reviewed on: 2nd February 2023

Helped me start saving

4
Moneybox has been so useful in helping to start saving and investing long term. Its been so easy to set up as someone who has not done this before. Reviewed on: 2nd February 2023

Flexible, no confusion, simple to use app and plenty of advice

5
I was able to set a reasonable monthly payment plan, plus used round ups from two accounts of mine. Then covid happened, the massive inflation increase, caused me to get scared and then was forced to reduces my savings plan as we now live in a unrealistic nation, with only the rich getting richer. Poeple like myself and family who me and partner support can only manage to save £50 a month for a future that seems to be heading for a place I don't think I will be able to survive. Thankfully they did mind me reducing it cause they never tried to to contact me to change my mind thanks for being respectful of my decision. Reviewed on: 2nd February 2023

Great LISA

5
Very easy to use the app and a good way to store money. The app feels very secure. Multiple helpful features and guides on the app, such as the saving for a home guide. Reviewed on: 2nd February 2023

Easy straight forward with regular updates

5
Easy to use app. Helpful breakdown of info. Email updates are nice. Reviewed on: 2nd February 2023

Wonderful Product

5
The moneybox LISA is a fantastic, very easy to use the product and the investment options have paid some brilliant returns especially with the additional added government bonus and compounding. Used the majority of my LISA towards a property purchase and the customer service in terms of statement requests and redeeming the balance was fantastic. Reviewed on: 2nd February 2023

Service

5
Excellent service and steps well explained. Reviewed on: 2nd February 2023

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