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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.94 (9291 reviews)

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4.94

Based on 9,291 reviews, last reviewed 3rd May 2026

41100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

Read all reviews See your review

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Great and easy to use

Great app and very easy to use, 10/10 Reviewed on: 2nd February 2023

Really accessible and clear way to save regularly

I really like that it is very simple to understand what could actually be quite complex for the Lifetime ISA. They easily show how much you need to save each month, and each year to get the additional government bonus, and how on track to do that. I'm saving for a mortgage which is a daunting process and every time I've had a question there has been someone available to answer in app - even though I'm still at the saving stage, they are already helping me understand the process. Plus, the interest rate is good and they provide a lot of other useful resources through their newsletter & site. (And comparing it to my other bank, the language is just so much easier to understand!) Reviewed on: 2nd February 2023

Easy and very flexible

I opened my LISA in November of 2022 and since opening it, I have been amazed at the flexibility of the account and the user friendliness of the app. I love the features of rounding up spending and a payday bonus alongside your weekly contributions. You can set it at your own level depending on financial ability. The app has many features which make it great. Aside from the payment arrangements, it is easy to see how much progress you are making and how long you have left before the next tax year. The Time Machine calculations of how much you will save in 5/10/20 years are really cool as well. I am a happy Moneybox customer! Reviewed on: 2nd February 2023

Simple and effect way to save

Really simple to get started, makes saving almost effortless. The round up function just ticks along and before you know it you have hit your goal Reviewed on: 2nd February 2023

Excellent product

Looks after my lifetime ISA and makes saving through it as easy as possible. Very happy with my money in Moneybox Reviewed on: 2nd February 2023

Easy to use app and simple process to set up ISA

Getting my Lifetime ISA set up via the Moneybox app was so simple. The user interface and instructions are nice and clear and plain English. Reviewed on: 2nd February 2023

Effective long term money saving for beginners

I use it to put money away every week and it can be a safe and effective resource to save up over time Reviewed on: 2nd February 2023

Efficient, friendly service - with real people to help you

The best thing about Moneybox is that there's no AI chat bot - you can send a message and a real person will get back to you, far quicker than most other companies. They're friendly and helpful and that kind of customer service makes SUCH a difference. Great interest rate on my Lifetime ISA too. Thank you! Reviewed on: 2nd February 2023

Amazing!

I am so happy I chose to set up my lifetime ISA with Money Box. They are really helping me to save and think smarter with my money and I highly recommend them. Reviewed on: 2nd February 2023

Fantastic seamless service

Highly recommended bank to enhance your savings. Reviewed on: 2nd February 2023

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