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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9299 reviews)

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4.81

Based on 9,299 reviews, last reviewed 16th Jun 2026

702% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Works great and very easy to set up and monitor. Works great and very easy to set up and monitor. Used for my deposit and now saving for retirement. Reviewed on: 16th June 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox app Lifetime ISA reviews (9299)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Wonderful experience

It's been great since I joined moneybox. Great experience Reviewed on: 2nd February 2023

Great UI, customer service, and service

The money box app is very good. It's good to be able to see a breakdown of your interest. Good customer service Reviewed on: 2nd February 2023

Great way to save for a mortgage in these times

Me and my partner didn’t not ourselves being able to ever save for a deposit or have a mortgage but Moneybox makes it easy to save, it’s reliable and enjoyable way of putting away for the future. Recommend it for a few friends already Reviewed on: 2nd February 2023

Sleek and Easy

Moneybox is a sleek and easy application that offers a variety of services as well as support such as a mortgage calculator. It’s a service I will consistently recommend to friends and family due to the ease of access and the simplicity they offer with their LISA. Reviewed on: 2nd February 2023

Simple savings!

The app is easy to use and a nice clean design. I like the fact you can actually see your interest building each day! Auto transfers are easy to set up/snooze/stop depending on your finances at the time (I'm freelance, so that's super useful) Great product Reviewed on: 2nd February 2023

So easy

Easy to use, save money and keep track of what’s going on with my savings. All-round great company! Reviewed on: 2nd February 2023

Easy to use

Extremely clean app, very user friendly Reviewed on: 2nd February 2023

Simple system with bonuses

Moneybox's ISA system is really simple and clear, much more so than others I have experienced in the past, and comes with useful and understandable advice on your finances and explanations of what different things mean - something that always seems impossible to get from most banks. The added bonus interest systems are a nice little touch that I have never known other banks to offer on a standard basic ISA. Reviewed on: 2nd February 2023

Great and easy to use

Great app and very easy to use, 10/10 Reviewed on: 2nd February 2023

Really accessible and clear way to save regularly

I really like that it is very simple to understand what could actually be quite complex for the Lifetime ISA. They easily show how much you need to save each month, and each year to get the additional government bonus, and how on track to do that. I'm saving for a mortgage which is a daunting process and every time I've had a question there has been someone available to answer in app - even though I'm still at the saving stage, they are already helping me understand the process. Plus, the interest rate is good and they provide a lot of other useful resources through their newsletter & site. (And comparing it to my other bank, the language is just so much easier to understand!) Reviewed on: 2nd February 2023

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