Smart Money People Logo

Moneybox app: Lifetime ISA reviews

4.94
Based on 9,291 reviews, last reviewed 3rd May 2026
41100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

5
I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Excellent

5
Excellent help with the lifetime Isa and how to gain bonus, as well as insights and reminders Reviewed on: 2nd February 2023

A great app for first time buyers

5
Love using moneybox. From their great product experience to their educational content, they are always on the side on making my experience the best! Reviewed on: 2nd February 2023

So easy to use

5
Favourite money saving app by a mile! Reviewed on: 2nd February 2023

Simple, helpful, competetive and a one-stop shop for achieving financial success.

5
Was unsure on the best way of saving for a mortgage but moneybox provided both the detailed information on the financial side of things as well as providing concise, simple advice in order to aid understanding and improve decision making. Furthermore, the competetive rates and wide-range of options on how to invest/save money, coupled with the advice and informaiton provides an all-round great tool to aid in wealth creation and achievment of financial goals. Reviewed on: 2nd February 2023

I was sceptical at first..

5
When I first thought about putting money into a lifetime ISA to save for a first house I was sceptical about any company I had not heard of.. I checked out the reviews and moneybox came out on top and was also recommended by Martin Lewis so that for me gave me great confidence.. I started saving last year and have so far managed to save more than I thought I would and moneybox continue to impress Reviewed on: 2nd February 2023

Great

5
Easy to use, constantly putting out help and advice exposing everything around personal finance Reviewed on: 2nd February 2023

Best savings account I have had

5
I have literally recommended this account to everyone I know. I’ve got my boyfriend on it as were saving for a house. The interest rates are amazing. There is no shortage of help if you need anything at all. Genuinely a really good product and company. Reviewed on: 2nd February 2023

Helping me with my first home

5
The most easiest way to save for my first home, someone is always on hand to help to help via the app. Easy collections of money and the round ups from my personal current account have been life changing in my savings goals. Seeing the bonus’ from the government to hand is good motivation to keep going and fantastic interest rates Reviewed on: 2nd February 2023

So easy to use and great user interface, only sad part is removal of extra benefits

5
Really love moneybox, recommend it to everyone I know, it’s so helpful and easy to use. I love the breakdown of interest vs contributions. I also loved moneybox+ rewards where you got cashback into your accounts when you shopped in certain places but unfortunately this feature will get removed Reviewed on: 2nd February 2023

Easy and simple product

5
I was unsure about what to do with my money and how to get the best out of it, but the LISA from Moneybox has been straightforward from the start. Looking forward to seeing my money grow. Reviewed on: 2nd February 2023

Do you have a different Moneybox app product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Moneybox app?

    View all products