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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9299 reviews)

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4.81

Based on 9,299 reviews, last reviewed 16th Jun 2026

702% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Works great and very easy to set up and monitor. Works great and very easy to set up and monitor. Used for my deposit and now saving for retirement. Reviewed on: 16th June 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

Read all reviews See your review

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox app Lifetime ISA reviews (9299)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

So easy to use

Favourite money saving app by a mile! Reviewed on: 2nd February 2023

Simple, helpful, competetive and a one-stop shop for achieving financial success.

Was unsure on the best way of saving for a mortgage but moneybox provided both the detailed information on the financial side of things as well as providing concise, simple advice in order to aid understanding and improve decision making. Furthermore, the competetive rates and wide-range of options on how to invest/save money, coupled with the advice and informaiton provides an all-round great tool to aid in wealth creation and achievment of financial goals. Reviewed on: 2nd February 2023

I was sceptical at first..

When I first thought about putting money into a lifetime ISA to save for a first house I was sceptical about any company I had not heard of.. I checked out the reviews and moneybox came out on top and was also recommended by Martin Lewis so that for me gave me great confidence.. I started saving last year and have so far managed to save more than I thought I would and moneybox continue to impress Reviewed on: 2nd February 2023

Great

Easy to use, constantly putting out help and advice exposing everything around personal finance Reviewed on: 2nd February 2023

Best savings account I have had

I have literally recommended this account to everyone I know. I’ve got my boyfriend on it as were saving for a house. The interest rates are amazing. There is no shortage of help if you need anything at all. Genuinely a really good product and company. Reviewed on: 2nd February 2023

Helping me with my first home

The most easiest way to save for my first home, someone is always on hand to help to help via the app. Easy collections of money and the round ups from my personal current account have been life changing in my savings goals. Seeing the bonus’ from the government to hand is good motivation to keep going and fantastic interest rates Reviewed on: 2nd February 2023

So easy to use and great user interface, only sad part is removal of extra benefits

Really love moneybox, recommend it to everyone I know, it’s so helpful and easy to use. I love the breakdown of interest vs contributions. I also loved moneybox+ rewards where you got cashback into your accounts when you shopped in certain places but unfortunately this feature will get removed Reviewed on: 2nd February 2023

Easy and simple product

I was unsure about what to do with my money and how to get the best out of it, but the LISA from Moneybox has been straightforward from the start. Looking forward to seeing my money grow. Reviewed on: 2nd February 2023

Great company and App

Easy to use app, great with my money Reviewed on: 2nd February 2023

No Jargon and Excellent App

Moneybox keep their communications simple and use easy to understand language with no technical jargon. As a result I feel they understand customers and their needs. They sold the lifetime ISA account to me because they laid out simply how it works and I can keep track of my balance in seconds. As they are entirely online, the live chat is a real person, and I've had a couple of calls about mortgages from members of staff who were so knowledgable. I find the app really easy to navigate and they have plenty of offers and competitions Reviewed on: 2nd February 2023

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