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Moneybox app: Lifetime ISA reviews

4.81
Based on 9,299 reviews, last reviewed 16th Jun 2026
702% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works great and very easy to set up and monitor. Works great and very easy to set up and monitor. Used for my deposit and now saving for retirement. Reviewed on: 16th June 2026
Miah91's avatar
Miah91

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9299)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

5
I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Great customer service.

5
Great customer service on the app. Reviewed on: 24th January 2023

Highest interest rate

5
This LISA offers the current highest interest rates. The app also makes it as easy as possible to reach the £4000 LISA limit, with options for a lump sum, weekly or monthly deposits, top-ups and giving you plenty of warning before the end of the tax year. App is easy to use and modern. Reviewed on: 18th January 2023

Fantastic App

5
Great first experience with a LISA. Lots of helpful educational resources - improved my financial literacy more than any other company. Reviewed on: 13th January 2023

Lifechanging!

5
Helped me towards buying my first home. Reviewed on: 11th January 2023

Good rate but only for new customers

4
Offered a good interest rate but when the initial bonus is increased, the existing customers are left with a lower rate than the new customers are offered. Reviewed on: 10th January 2023

A great way to explore investing for newbies

5
I had never invested, or even saved before I opened an ISA with Moneybox two years ago. The process was quick and easy and most importantly, there is great customer service. If you have a question, just ask? The team are brilliant and the updates and newsletters are very informative. Reviewed on: 4th April 2022

Best LISA account app

5
I like the moneybox app, it is easy to sign up and the staffs are excellent! Had a minor hiccup upon signing up but the staffs engaged with me well via the chat box and helped to sort the problems ASAP. I also like the instant bank transfer options to top up the LISA and maximising the tax year allowance at the tips of my fingers. The app is easy to use and navigate. Reviewed on: 4th April 2022

Easy to save money for home

5
Moneybox help me to save money for firt home Reviewed on: 3rd April 2022

Recommend everytime

5
I love this app and the company is fantastic. I enjoy seeing my investments grow and I can't wait to get mortgage account when I'm ready Reviewed on: 3rd April 2022

Definitely download and use

4
Love my moneybox account - it's like money I forget I have put aside! And really like the fact that you don't even notice your money being rounded up and put into your account but it really does all add up! Bravo moneybox! Reviewed on: 3rd April 2022

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