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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9303 reviews)

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4.81

Based on 9,303 reviews, last reviewed 4th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox app Lifetime ISA reviews (9303)

Brilliant easy to use

I love this app ideal for individuals like me who need to see their money and what they are getting off the government. It also has very helpful tools which explain how you can use your lifetime Isa and for people like me try buy a house with their tips and mortgage advice Reviewed on: 1st April 2022

Easy to use and jargon friendly

I was a little nervous about opening an ISA as I've only heard about them from ads and wasn't sure if it was worth it but the app is easy and friendly towards younger people and don't feel as worried about opening and managing my isa Reviewed on: 1st April 2022

Absolutely FANTASTIC!

What a little gem of a company! They have been so helpful with everyone from our savings account to our Lifetime ISA account. We are looking to buy our first home and their help team have been absolutely fantastic. I have no faults to raise, only praise. Their guidance with savings and their mortgage advisor teams have been brilliant. Friendly, understanding and informative are 3 words I would use! Reviewed on: 1st April 2022

Easiest way to save

I've found it so much easier to save with Moneybox, rounding up purchases and payday boosts have helped me reach the maximum each year! Reviewed on: 1st April 2022

Moneybox LISA

The app is really easy to use and full of useful and informative articles regarding the accounts on offer and first-time buyers mortgage advice. I use the round ups function and this helps you get into a rhythm of saving on a daily basis. Reviewed on: 1st April 2022

Stress free saving

Moneybox has a user friendly app with online chat support if needed, and the option to chat with mortgage advisors makes it stand out from other Lifetime ISA savings apps in my opinion. I always feel well informed regarding updates within their business due to monthly newsletters and even in current economic affairs. Would highly recommend to others for either home buying or personal saving! Reviewed on: 1st April 2022

Simple but effective

Great easy app to use with good rates Reviewed on: 1st April 2022

Lifetime ISA withdrawal process

My purchase is due to complete in a few days and the Lifetime ISA withdrawal process with moneybox has been a breeze with our funds being deposited to our solicitor’s accounts within 48 hours! Reviewed on: 1st April 2022

Brilliant, understandable, effective saving

I have been with money box just 2 years now, and have managed to almost save a full deposit for my future home. I find money box very clear and easy to understand, where as in the past looking at other Isa products with different banks I found that more confusing. I definitely highly recommend money box to most friends of mine looking to save for the future. Reviewed on: 1st April 2022

LISA: Property Ladder

The Moneybox LISA is a great way to start saving for a future home! The round-ups make it so easy to save some extra pennies without breaking your personal bank - it all adds up! The 'help' service provides useful information in a timely manner, it's great to see they care. Reviewed on: 1st April 2022

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Alternative products

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from NS&I 3.55 from 9 reviews
Lifetime ISA
from OneFamily 3.61 from 2 reviews
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