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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.94 (9226 reviews)

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4.94

Based on 9,226 reviews, last reviewed 24th Apr 2026

50625% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great for a first time buyer The Moneybox lifetime ISA has helped my partner and I significantly in being able to buy our first home. The first mortgage service which we’ve also h... Read more Reviewed on: 24th April 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (9226)

Best Lifetime ISA

I have transfered my Lifetime ISA to Moneybox and it was the best thing I did. I got good returns and I am happy than my money are well looked after. Reviewed on: 12th January 2022

Poor app

The app is unintuitive and it is not straightforward to get through to assistance when needed Reviewed on: 9th August 2021

Moneybox is the gold standard in simplifying investing

The Moneybox app is leading the way in both simplifying and demystifying the typically complex world of investing. The app is easy to use and with features like rounding up transactions, a time machine to see your projected earnings and cash back reward opportunities with Moneybox+, the app is a must-have for anyone who is looking to better manage their finances and invest in the future. A highly recommended app! Reviewed on: 15th June 2021

Simple and easy

Setting up a lifetime ISA with Moneybox was so quick and easy. It’s secure and the process is clear and easy to follow - no complaints and no regrets! Reviewed on: 14th April 2021

App-solutely great way to save

First rate customer service, super easy to use app, great features and I'm really happy with the returns I've seen relative to the fees charged. Highly recommended! Reviewed on: 14th April 2021

LISA with MoneyBox

Myself and my partner both have a LISA account, we are saving to buy our first home. Moneybox makes this simple and easy with it's clever App. Reviewed on: 31st March 2021

Easy to use

I was initially apprehensive about putting my savings into a lifetime isa that was app only. However if I have needed any help it’s so easy to chat to an advisor through the app and they have been so helpful and prompt to reply each time. I would highly recommend Moneybox to anyone who is looking to open a lifetime ISA. Reviewed on: 25th March 2021

Moneybox makes saving easy

This app was the first app to help me save and get me on the way to saving for my first home Reviewed on: 24th March 2021

Easy to understand, educates and encourages.

The Moneybox app is very easy to use and with all the advice they give in monthly newsletters, and occasional tips as well as an information page it really does educate people on their options and the best way for them to save their money. They are completely transparent and detail exactly what each account does and why it would be useful. With it being on the app platform it is more accessible for the younger generation who maybe need more encouragement to save and if they start to save earlier in their life will benefit them in the llong run. The lifetime ISA is probbaly the most valuable account I have seen, allowing people the option ot buy their first home. The explanaation they give for the stocks and shares ISA also educates people in the stock market and that the idea is not for cold and fast cahs but to leave your investment and watch it grow. It teaches patience and allows people to more safely invest their money. Overall I would say that Moneybox is pioneering the way fro banking and investment. It is easy to use, easily accesible and educates and supports. It makes savings and investment seem easy and is appropriate for all experience levels and skill sets. Reviewed on: 15th March 2021

Brilliant app

It’s great that the government gives you the bonus on top of what you save. It’s also great that you do get penalised if you take money out as it makes you save for your ultimate goal. Mine being to eventually buy a house. It’s easy to use and easy to understand Reviewed on: 13th March 2021

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