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Monmouthshire Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.82 (300 reviews)

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4.82

Based on 300 reviews, last reviewed 9th Jul 2026

77% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

3 star

2 star

Latest highest rating:

5

Superb product and exceptional customer service, The whole process was extremely efficient and straightforward. The mortgage advisor was not only extremely helpful and informative but went out of her... Read more Reviewed on: 9th July 2026

Latest lowest rating:

1

The Monmouthshire Building Society have a 'floor' ra... The Monmouthshire Building Society have a 'floor' rate on their variable rate products that, at the moment, doesn't go beneath 3.5 %. However they hav... Read more Reviewed on: 24th August 2025

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About this product

Monmouthshire Building Society offer a range of mortgages to cover different borrowing needs.

Whether you’re looking to buy your first home, move somewhere bigger, or simply get a better deal, you can book an online appointment with a Monmouthshire mortgage advisor.

Monmouthshire Building Society mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Monmouthshire Building Society before, you can also leave a review and share your experience.

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Monmouthshire Building Society Mortgages reviews (300)

Brilliant Mortgage Advisor

Our experience from start to finish couldn’t have been better. Whilst there was a lot of information to go through, our mortgage advisor Anita was always there to answer any questions. Even though we had to go through some difficult questions regarding our finances it never felt like we were being judged, Anita was so professional and supportive which made the whole process as stress free as possible. Reviewed on: 6th October 2025

Reply from Monmouthshire Building Society Thank you for leaving a review, we are so pleased to hear that you have had a great experience with the Society. Your comment will be passed on to Anita. Response date: 8th October 2025

Quick and easy.

Quick and easy. Michelle Groves was knowledgeable and easy to talk too. He understood our needs and was very helpful Reviewed on: 30th September 2025

Reply from Monmouthshire Building Society Thank you for taking your time in writing a review for Michelle, we will share your kind words with her. Response date: 30th September 2025

Very responsive by email and phone.

Very responsive by email and phone. No long waits. Reviewed on: 29th September 2025

Reply from Monmouthshire Building Society We are so happy to hear when our members have a good experience with us, thank you for leaving us a review. Response date: 29th September 2025

Extremely Helpful!

Sharon Penn was extremely helpful in resolving a transfer of equity in a difficult time for me. Hats off! Reviewed on: 29th September 2025

Reply from Monmouthshire Building Society Thank you for taking your time in writing a review for Sharon, we will share your kind words with her. Response date: 29th September 2025

Great service

Anita Morgan was patient, kind and ensured I had all the information I needed before going ahead. She updated when better offers were available that suited me better and ensured I understood at each step. Many thanks. Reviewed on: 15th September 2025

Reply from Monmouthshire Building Society Thank you for leaving a review, we are so pleased to hear that you have had a great experience with the Society. We’ll share your feedback with Anita. Response date: 17th September 2025

You can speak to someone, very friendly reassuring a...

You can speak to someone, very friendly reassuring advisors. Very helpful. Reviewed on: 10th September 2025

Reply from Monmouthshire Building Society That is amazing to hear, thank you so much for taking the time to leave us a review. Response date: 11th September 2025

Exceptional Service and Mortgage Advice

Our Mortgage Adviser, Anita, was exceptional throughout. She was extremely helpful, responded in a timely manner and really went the extra mile. She is a credit to the Monmouthshire Building Society. We felt reassured all the way along. Furthermore, Monmouthshire have provided our mortgages for many years and we have found them to be extremely good. Reviewed on: 9th September 2025

Reply from Monmouthshire Building Society We really appreciate you for taking your time to write us a review, we will make sure Anita sees your comment. Thank you. Response date: 10th September 2025

Very helpful, very efficient and very friendly.

Very helpful, very efficient and very friendly. Leon was a pleasure to deal with. Reviewed on: 29th August 2025

Reply from Monmouthshire Building Society We are so happy you left the society a review we will share your comment with Leon, thank you. Response date: 2nd September 2025

The Monmouthshire Building Society have a 'floor' ra...

The Monmouthshire Building Society have a 'floor' rate on their variable rate products that, at the moment, doesn't go beneath 3.5 %. However they have no ceiling rate, so when the interest rates went up exponentially, there was nothing to protect their members. They therefore design their products to protect themselves alone. Potential customers should also know that for a long time preferential rates were offered to new members at the expense of existing members. Should a mutual building Society behave this way? Their mortgage products are all smoke and mirrors, a maze of early repayment fees, product fees, floor rates, set up so that their members will always be disadvantaged. I read the following today: "Monmouthshire Building Society has today (August 20th) published its financial results for 2024-25. The Newport-based Society has announced a 61% increase in profits for the last financial year, up from £2.3million, to £3.7million, and total assets reaching £1.72bn." Well it's no wonder. There's only ever going to be profits for the building society which plays heads I win, tails you lose. If you're looking for a fair building society which operates for the benefit of its members, don't look at the Monmouthshire. Reviewed on: 24th August 2025

Reply from Monmouthshire Building Society We are sorry to hear that you are unhappy with the product(s) that you have received from the Society. As an FCA regulated lender, we strive to treat all customers fairly and transparently. We offer a broad range of mortgage products directly and through our broker network and it is important that customers fully understand the features of their mortgage before proceeding, to ensure it is right for them. The setting of differing rates for new and existing customers is standard commercial practice to attract new business. If you remain dissatisfied following the outcome of a complaint, you have the right to refer your complaint to the FOS https://www.financial-ombudsman.org.uk/ Response date: 27th August 2025

Leon was really easy to talk to and dealt with my ra...

Leon was really easy to talk to and dealt with my rate switch in a timely and efficient manner. Reviewed on: 18th August 2025

Reply from Monmouthshire Building Society Thank you for taking the time to share your experience with the Society. We'll share your feedback with Leon. Response date: 19th August 2025

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