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Monzo: Business Account reviews

Name: Business Account
Rating: 4.91 (1753 reviews)

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4.91

Based on 1,753 reviews, last reviewed 9th Mar 2026

36000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo has been very easy to use with my business. Monzo has been very easy to use with my business. I have had no issues so far. The app has an easy interface that makes banking easy remotely. Reviewed on: 9th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1753)

Best Bank fast in delivering funds

Monzo is the best bank ever i have never struggled to get my finances Reviewed on: 18th January 2024

I find Monzo business accounts to be one of the best...

I find Monzo business accounts to be one of the best I have used. The interface is brilliant and the options available for small businesses are brilliant. I can save money hold money and make sure I have everything on hand. Plus with the contactless payments that gives my customers peace of mind. Reviewed on: 18th January 2024

monzo is an excellent business banking provider, by...

monzo is an excellent business banking provider, by far the best i have ever had without the high monthly charges - I have never had any issues with them - customer service is good however there is room for improvement in this area . overall extremely happy with the service provided by monzo Reviewed on: 18th January 2024

Monzo mobile banking app is excellent

Great online service, mobile banking app is excellent Reviewed on: 18th January 2024

Modern banking for a modern side hustle

Online resources and apps are exceptional and the best I have found. So much improved on the general banking community, its a modern banking system for a modern business. I am a property manager so its a side business but monzo allows me me to manage my accounts alongside my regular job Reviewed on: 18th January 2024

Monzo is AWESOME!

In a few words, it has been AWESOME! I love the app, I love that they listen to my needs and have provided and catered for my needs. The business account has so many great features! I LOVE My Monzo! Reviewed on: 18th January 2024

Monzo personal, Joint and Business Account.

I use Monzo personal, joint and business. Always had excellent customer service, for all theee accounts of needed. I pay £5 pcm for business account and is worth the money, and makes my business feel more premium. I would recommend Monzo to friends and family. I can see Monzo is growing as they have started offering cash back rewards and other things that bigger banks are offering. An additional plus, it you can access your money 24 hours prior (sometimes), which is always nice. Reviewed on: 18th January 2024

Monzo is a breath of fresh air.

Monzo is a breath of fresh air. They are the first bank I've used that have managed to take all of the pain out of banking. So easy to use, opening an account was super straightforward and I love that they make it really easy to manage and save your money with payment links and pots. I'm always recommending Monzo to people as it's the best banking I've used to date. Reviewed on: 18th January 2024

Easy to use

It is easy to set up an account with monzo and very easy to use once up and running. Reviewed on: 18th January 2024

Definitely a bank for those of us who need hand holding

As a business customer of the bank, I am very empressed with how their account looks, feels and works. I am beginning to feel in charge of my money and Monzo are the ones helping me to do so. Reviewed on: 18th January 2024

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