Smart Money People Logo

Monzo: Business Account reviews

4.88
Based on 1,384 reviews, last reviewed 15th Aug 2025
97% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025
Michael S's avatar
Michael S

Latest lowest rating:

1

DO NOT USE FOR BUSINESS BANKING I would not recommend anyone to use Monzo as a Business Banking account. I opened one up 2 months ago as the online business banking company I current... Read more Reviewed on: 15th August 2025
Kim J's avatar
Kim J

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Review Monzo: Business Account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Business Account reviews (1384)

Breath of Fresh Air

5
Having worked for two of our biggest traditional Banks, each for in excess of ten years, it gives me heartache to see how woofully they perform these days (from a customer perspective anyway) so I am a relectant switcher to a "new style" Bank. Having tried and failed to organise simple things with both my existing Banks, I have switched to Monzo for two new businesses and theyve handled everything perfectly, first time, no fuss or hassle. Brilliant and recommended. Reviewed on: 1st March 2023

Easy to use

5
Never had a problem - app great - good customer servkce Reviewed on: 1st March 2023

Excellent and highly professional banking service delivery

5
Seamless banking services received always. Reviewed on: 1st March 2023

Great customer service and accesible

5
I’ve found the expedidme with Monzo very positive. I always receive great customer service and any queries on my account are dealt with swiftly. Good Value. Reviewed on: 1st March 2023

EASY SIMPLE AND CONVENIENT

5
I love my Monzo account. It is so easy to use and I can see what has been spent over each month. Used the card whilst holidaying abroad and had no problems at all. I like being able to put payments into categories and it suits me as I am a visual learner. Lots of people comment on the bright card too - fun and effective. Reviewed on: 1st March 2023

Top bank!

5
Every thing about Monzo is top quality. Reviewed on: 1st March 2023

Banking Made Easy!

5
Have had Monzo personal accounts and business, both simple and very user friendly. No extortionate fees and everything achievable via the app! Great banking app. Reviewed on: 1st March 2023

Magnificent Monzo

5
I love Monzo. From the instant transactions, the notifications, suggestions and support when it comes to my money.......... Savings pots, the list is a ray of banking sunshine. Best move I've made. Bravo Monzo, keep up the good work Reviewed on: 1st March 2023

Best business banking

5
We were with a traditional business bank, but did not feel we were being respected or given the best service so we trialled Monzo for 3 months, before moving all business across. Monzo has been incredible. The service and speed of moving all accounting second to none. They would have done it in a day, but our traditional bank needed 10 working days! We have already been offered overdrafts and other services, that our old bank would not offer, without significantly more costs. We really should have moved all our banking requirements much sooner. Reviewed on: 1st March 2023

Business with Ease

5
A great company that seems to have the customers at heart. Have a couple of accounts with th now and have had no issues whatsoever. Reviewed on: 1st March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 2 reviews
    Monzo
  • Under 16s account

    from Monzo 4.95 from 411 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.95 from 2512 reviews
    Monzo
    View all products