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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1772 reviews)

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4.92

Based on 1,772 reviews, last reviewed 13th Mar 2026

37900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Hmm money It just works like a bank should Reviewed on: 13th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1772)

Very helpful and easy to use

Monzo make life easy by allowing people to be able to access the account, like my accountant who can access everything and pay people without disturbing myself every five minutes Reviewed on: 2nd March 2023

Very efficient and easy to use!

I believe Monzo is one of the best banks ever. The app is really easy to navigate and even if you are just at the beginning of your business, you will be able to open your free business account and you’ll be given helpful information and features. Reviewed on: 2nd March 2023

Amazing simplistic bank

Love using Monzo and it’s far superior to any other bank Reviewed on: 2nd March 2023

Banking for a freelancer

Simple and fast for what I need from a bank. Reviewed on: 2nd March 2023

Fantastic bank

I started out using monzo for holiday as it was free to use and everyone loved the bright colour. I now have a business account with them. I love the use of emojis ❤️ Reviewed on: 2nd March 2023

Great to use

I love the app and if I have any questions they are answered promptly. I have had no problems with the app or contacting Monzo Reviewed on: 2nd March 2023

Easy

Such an easy banking app to use .. lets you know immediately when funds go out or in… great idea having the savings pots (tax,holidays etc) Reviewed on: 2nd March 2023

Quick, simple, smart

I was warned by some that setting up a new account for my business would be a long and complicated process. With Monzo it wasn’t. Reviewed on: 2nd March 2023

brillant

any problems it get sorted straight away they never leave you hanging when you ask questions very helpfull Reviewed on: 2nd March 2023

Take control of finances

Monzo has helped me take control of my business finances. From sorting money in pots (the auto tax pot is a game changer) to the invoicing, it’s offers everything my business needs in a sleek, easy to use app. Reviewed on: 2nd March 2023

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