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Monzo: Business account reviews

Name: Business account
Rating: 4.80 (2139 reviews)

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4.80

Based on 2,139 reviews, last reviewed 16th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Witholding my funds. Extremely poor experience with Monzo Business. My business changed ownership and a new director was appointed. Monzo contacted me claiming there was ... Read more Reviewed on: 16th September 2026

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About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Business account reviews (2139)

Love my Monzo account!

Love my Monzo account! It does everything I need it to do, helps me save for tax, my accountant loves it and I can get help whenever I need it! Reviewed on: 12th January 2024

Worst customer service

Don’t be fooled by Monzo banks false reviews I was a victim of a scam nearly 3 days now Monzo froze my business account but yet my money has been returned I have had to close my business for the last 2 days now because I can’t use my business account and the customer service I would leave them a minus star review if I could all they tell you is the relevant department will be in touch I will now take Monzo to court to seek compensation for the 2 days I have had to close my business worst customer service by a bank Reviewed on: 22nd July 2023

How business banking should be, simple, efficient, fully featured.

It's as easy and fully featured as their regular retail banking accounts. Great value, great product. Reviewed on: 13th June 2023

Fantastic banking & products

I’ve been a member now for a few years. I recommend Monzo to all my family & friends. Having worked in the financial industry myself for around 20 or so years, I am in no way affiliated to Monzo other than having a personal Premium Account through personal choice. Brilliant perks. Great to use abroad. Interest on current balances. Travel insurance products. Phone insurance products. Lots of additional products. Great use of accounts to break down spending, income, purchases etc. i simply love Monzo. Recommend to all! Reviewed on: 31st May 2023

It's just the best.

Monzo business is the best in the business. Reviewed on: 18th May 2023

Excellent friend for your business

Had to be said. Having g been from pillar to post with many banks for my business needs. Monzo far surpasses any other high street bank by far. Their excellent features coupled with the app make it extremely easy to do all my day to day banking. Reviewed on: 12th April 2023

Easy to use and efficient

Simple, easy to use and fast :) Monzo does the basics really well Reviewed on: 12th April 2023

I love monzo is the best thank you for helping me a lot with the monzo card, it's easy to use monzo

thank you for helping me a lot with the monzo card, it's easy to use monzo Is the best love you monzo Reviewed on: 11th April 2023

Couldn't run my business without it

I LOVE Monzo business, it's UX trumps all of its competitors and its automatic pot split is a life saver when it comes to tax. Reviewed on: 11th April 2023

Easy to use and setup took minutes!

Monzo Business account is so easy, separate from your personal account, yet so similar. Fantastic service and lovely colour card. What's more to love? Reviewed on: 11th April 2023

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