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Monzo: Business Account reviews

Name: Business Account
Rating: 4.88 (1505 reviews)

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4.88

Based on 1,504 reviews, last reviewed 27th Feb 2026

11600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Great business account for small businesses Monzo’s business account meets all my needs as a small business and gives me confidence that my money is safe. Their banking app is simple to use and ... Read more Reviewed on: 27th February 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1504)

Review of the Monzo, Business Account:

Always there to help

Never let me down once will always be using this bank personal and business Reviewed on: 23rd February 2022

I LOVE MONZO!

I LOVE using MONZO!! For business, personal and joint accounts it is truly the best bank around!!! Reviewed on: 16th April 2024

Easy to set up, easier to use for bussines.

Easy to set up, easier to use for bussines. Reviewed on: 16th April 2024

Monzo Bank

Customer Services response via email is the only way and is very slow. Reviewed on: 16th April 2024

Excellent UX and responsive staff.

Excellent UX and responsive staff. Reviewed on: 16th April 2024

Monzo is the most user friendly financial product I’...

Monzo is the most user friendly financial product I’ve ever used. I recently had an issue with a DD and their chat function was excellent. They then spoke to me on phone and followed up as planned via chat and email. 10/10. Reviewed on: 16th April 2024

Works well and easy to use

Very easy set up. Good money management and app. Pots work well Reviewed on: 16th April 2024

Overall great customer service, great value in pro p...

Overall great customer service, great value in pro packages. Love the ease of use on the app Reviewed on: 16th April 2024

For me, Monzo Business Bank has changed everything.

For me, Monzo Business Bank has changed everything. Managing the finances of my business has become easy because to their responsive customer assistance, smooth integration with accounting software, and intuitive UI. I enjoy how they put the user experience first and never stop innovating to satisfy the changing demands of business owners like me. My banking process has been incredibly streamlined by Monzo, allowing me to concentrate more on expanding my company. Reviewed on: 16th April 2024

Monzo is so accessible and easy to use.

Monzo is so accessible and easy to use. I am fully confident in my business account. It was easy to set up a second account. The pots for separating money is brilliant and really does promote good money management. Reviewed on: 16th April 2024

Most innovative and up to date additions on the app...

Most innovative and up to date additions on the app and communication always. I have only had positive experiences and have referred numerous clients. Monzo is an example of how banking should be done. Reviewed on: 16th April 2024

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