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Monzo: Business Account reviews

4.88
Based on 1,504 reviews, last reviewed 27th Feb 2026
11600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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2%
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Latest highest rating:

5

Great business account for small businesses Monzo’s business account meets all my needs as a small business and gives me confidence that my money is safe. Their banking app is simple to use and ... Read more Reviewed on: 27th February 2026
Heather's avatar
Heather

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1504)

I've switched my personal and business account over...

5
I've switched my personal and business account over to them. Really easy and aesthetic UI. Reviewed on: 15th April 2024

Very good in all.

5
Very good in all. User friendly well priced and efficient Reviewed on: 15th April 2024

Innovation at its finest

5
Monzo is known for its innovative approach to banking, often characterised by its user-friendly app and various automated features. The automated services range from intelligent budgeting tools that categorize spending to real-time notifications for transactions. These features really help users better manage their finances with less manual effort, making Monzo popular among those who value convenience and efficiency in banking. Reviewed on: 15th April 2024

Excellent starter free business account.

5
I'm using the free business account at the moment and. so far, it's perfect for my needs. It's also reassuring to see the functionality of the paid-for account so I can see that the account can potentially scale with me as my business scales. Reviewed on: 15th April 2024

Moving to Monzo Business was the best thing I did la...

5
Moving to Monzo Business was the best thing I did last year. It's saved me time and hassle. So glad I moved Reviewed on: 15th April 2024

Love it.

5
Love it. Quick and effective .This is best bank app. Reviewed on: 14th April 2024

Great bank.

5
Great banking experience, online chat is very quick to resolve any questions you have. Reviewed on: 14th April 2024

Easy to use and fast transfers.

5
Easy to use and fast transfers. Use for both personal and business Reviewed on: 13th April 2024

It was very easy to open the account also very strai...

5
It was very easy to open the account also very straightforward managing it. I have had no problems in accessing and reviewing my account I am contemplating getting a business pro account as I am so pleased with the service I have got from Monzo business. Very good way to manage business finances. Reviewed on: 13th April 2024

Friendly customer service and fantastic app absolute...

5
Friendly customer service and fantastic app absolutely love it! Reviewed on: 12th April 2024

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