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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1383 reviews)

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4.89

Based on 1,383 reviews, last reviewed 15th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1383)

Everything has been very good all the services are v...

Everything has been very good all the services are very good strongly recommended Reviewed on: 24th January 2024

Best online bank I have ever used.

Trust worthy company to work with and also there to help. Credit where it’s due. Reviewed on: 24th January 2024

Excellent service

Speed of opening account was excellent. Advance notification of receipts & payments ensures I'm in control at all times Reviewed on: 24th January 2024

Very quick and easy and the right choice for my busi...

Very quick and easy and the right choice for my business and personal accounts Reviewed on: 24th January 2024

Very good easy-to-use helps me run my business.

Very good easy-to-use helps me run my business. very well made app would not use another bank account that I'm taking my time to fill out a questionnaire shows how highly I would recommend them as a bank Reviewed on: 23rd January 2024

Simple to set up and use.

Simple to set up and use. I recommend Monzo to all of my business clients. Reviewed on: 23rd January 2024

Easy process to open account, app is user friendly

Easy process to open account, the flow of the website and app is very user friendly. Reviewed on: 23rd January 2024

Swift and well organised

Incredibly easy to set up and get using instantly! Much faster than high street banks. Reviewed on: 23rd January 2024

An excellent provider for all my business needs.

An excellent provider for all my business needs. Works very well and extremely easy to use and clear. Customer service has always been excellent whenever I've had to use them. All round, they're a fantastic bank! Reviewed on: 23rd January 2024

Monzo go the extra mile

Monzo go the extra mile to deliver a great banking experience and customer service Reviewed on: 23rd January 2024

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