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Monzo: Business Account reviews

Name: Business Account
Rating: 4.94 (2136 reviews)

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4.94

Based on 2,136 reviews, last reviewed 20th Apr 2026

36550% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2136)

So easy to use!

So easy to use! Switching to Monzo has been a great decision. Reviewed on: 6th March 2026

I have two Monzo accounts and just love them!

I have two Monzo accounts and just love them! Customer service is excellent, the app is great, no fault really. Would highly recommend to anyone. Reviewed on: 6th March 2026

I was able to open an account with no hassle in minu...

I was able to open an account with no hassle in minutes. I particularly like to photograph/screenshot receipts so no more paper receipts. The savings pots are good for budgeting. I am on the wait list for the new Making Tax Digital integration which will allow account holders to submit quarterly updates straight from their Monzo business account and it will be free. You can't ask for better than that. Reviewed on: 6th March 2026

User friendly

It's very user friendly, and I love that I can create separate pots to help me manage my money Reviewed on: 6th March 2026

Very simple to set up my account and it has lots of...

Very simple to set up my account and it has lots of useful features Reviewed on: 6th March 2026

I'm exceptionally pleased with Monzo.

I'm exceptionally pleased with Monzo. It's super easy to use and the fact you can set up different pots such as tax pots, savings etc it makes it more manageable and you know where your at with finances. Made life easier Reviewed on: 6th March 2026

I find so many areas of this service so useful for m...

I find so many areas of this service so useful for managing my self-employment. Reviewed on: 6th March 2026

We have a business account

We have a business account and for me it simplifies everything I love the pots as we a utilities pot which the direct debit goes straight out of and a VAT pot Amy money in the VAT is taken straight out of money in Reviewed on: 6th March 2026

Monzo is the best and excellent good customer servic...

Monzo is the best and excellent good customer service on the money transfer international everything is excellent in Monzo Reviewed on: 6th March 2026

Easy and efficient

Easy to use app, quick and efficient customer service. Offers savings incentives and make it manageable Reviewed on: 6th March 2026

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