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Monzo: Business Account reviews

Name: Business Account
Rating: 4.94 (2136 reviews)

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4.94

Based on 2,136 reviews, last reviewed 20th Apr 2026

36550% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2136)

Excellent Business Account

Been with Monzo for a few years now, they are always improving. The business account is excellent for tracking income and outgoings and really like that it gives you monthly reviews for each month and tax years as a whole. Reviewed on: 6th March 2026

Business banking is great you’ when money...

Business banking is great you’re notified when money goes in or out. They let you know in advance that a direct debit is due to go out in a few days. You can make different pots to put money away in which is simple to add or withdraw from. You’re going to be able to do your making tax digital through them. Reviewed on: 6th March 2026

Monzo have been incredible from setting up the accou...

Monzo have been incredible from setting up the account and guidance online from them. Head and shoulders above traditional business banking. I feel confident Monzo can guide me through the growth of my business for years to come. Reviewed on: 6th March 2026

They have been amazing for our small business

They have been amazing for our small business Reviewed on: 6th March 2026

When I was starting out as a sole trader they were e...

When I was starting out as a sole trader they were extremely helpful where high street banks were not It was all new to me and Monzo made this easy and uncomplicated Reviewed on: 6th March 2026

Very good service and excellent quality

Very good service and excellent quality Reviewed on: 6th March 2026

Monzo is great

From the start Monzo were quick to respond to emails and very helpful. Their app is great, their offerings are great, I don't have anything bad to say about them. Reviewed on: 6th March 2026

Very good customer service and good banking service...

Very good customer service and good banking service experience Reviewed on: 6th March 2026

Easier life

Monzo has been so easy for me to use as a business account, they have invoicing tools, digital tax tools and it just takes so much stress off me, they show you your monthly/yearly insights so I can see which months are taking a hit. Reviewed on: 6th March 2026

Best experience to get account with Monzo

Best experience to get account with Monzo Reviewed on: 6th March 2026

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