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Monzo: Business account reviews

Name: Business account
Rating: 4.83 (2137 reviews)

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4.83

Based on 2,137 reviews, last reviewed 3rd May 2026

13% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Business account reviews (2137)

Best experience to get account with Monzo

Best experience to get account with Monzo Reviewed on: 6th March 2026

This business account is fantastic.

This business account is fantastic, easy to use and lets me save for my tax. Reviewed on: 6th March 2026

Excellent.

Excellent. Well set up to help business needs Reviewed on: 6th March 2026

Monzo's Business Account: Great for Self-Employed

I use Monzo's Business Account option for myself as a self-employed freelancer. It's really easy to use, I like that you can create & label pots for whatever you need - I use it to regularly put money away for each tax year and saving for expenses. It's also got a great Get Paid tool, which I use for all my invoices and to keep track of which clients have and haven't paid me. Monzo has also regularly kept me informed about Making Tax Digital including key information, top tips and how Monzo will be allowing users to submit through their own systems. Reviewed on: 6th March 2026

Best bank I’ve ever used by far.

Best bank I’ve ever used by far. And I’ve used a lot of them. Hsbc, Santander, First Direct, Coop, Starling, Natwest, Sainsbury. Monzo user experience and features is just unparalleled. Reviewed on: 6th March 2026

We love using the pots feature!

We love using the pots feature! Ease of use, app is very intuitive, and great features. Reviewed on: 6th March 2026

Great forward thinking proactive bank

A modern bank that helps your business grow Reviewed on: 6th March 2026

Free of charge banking

Monzo is best for business they never charge any fee other banks charge after a year but monzo is working for its customers Reviewed on: 6th March 2026

monzolisous

Always looking for ways to help me as a business, I like I can do everything for my banking in one app! Always looking to the future and keeps everything clear and easy to understand. I use them for my current account which makes it really easy to change money over. Reviewed on: 6th March 2026

I love using Monzo, I’ve had no problems with them s...

I love using Monzo, I’ve had no problems with them since I’ve had the account. I couldn’t be happier with them as my first business account. And I do genuinely recommend Monzo to everyone. Reviewed on: 6th March 2026

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