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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1383 reviews)

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4.89

Based on 1,383 reviews, last reviewed 15th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1383)

unbeatable banking from an ethical bank

Amazingly useable service, any queries have been responded to quickly and helpfully. Excellent rates and flexibility with savings. And an ethical bank. Why would you use anyone else? Reviewed on: 18th January 2024

Marvellous Monzo

I was impressed with how easy it was to set up my account and with all the additional features think that it is excellent value for money. Reviewed on: 18th January 2024

Extremely Easy and usable

Very easy to use and chat features works well when needing to sort anything out. Reviewed on: 18th January 2024

I love using this app as it really helps me to manag...

I love using this app as it really helps me to manage my outgoings and incoming and separating money by putting them in pots, virtual cards that allows me to give my assistant without giving them too much access to my account. I love using it so much and so glad that I decided to move my business to it. Reviewed on: 18th January 2024

Excellent

Easy to use with a great home screen dashboard. Reviewed on: 18th January 2024

Easy to sign up !

Easy to sign up ! Easy to use. Love that I can use Monzo vs a high street bank. Reviewed on: 18th January 2024

Every experience has been good, top class customer s...

Every experience has been good, top class customer service, highly recommend. Reviewed on: 18th January 2024

Monzo is ready and willing to support any business w...

Monzo is ready and willing to support any business where other banks failed. Reviewed on: 18th January 2024

Great service and helpful all ways updates and monz0...

Great service and helpful all ways updates and monz0 would recommend to anyone Reviewed on: 18th January 2024

My business account is easy to use!

My business account is easy to use and has all the functionality I require for my business Reviewed on: 18th January 2024

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