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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1383 reviews)

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4.89

Based on 1,383 reviews, last reviewed 15th Jul 2025

96% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1383)

Built for business

It is great. See title. Not under duress Reviewed on: 7th April 2023

Great

Free, great & good. Great features. Great value. Reviewed on: 7th April 2023

Like banks should be.

Great service and features. Updates immediately so you always know where you are up to. Highly recommended. Reviewed on: 7th April 2023

There simply is no bank better!!!

Absolutely head & shoulders about all others. Care, attention, speed to sort issues. Simply brilliant. Reviewed on: 7th April 2023

Great bank and great app!

Everything I need for every day banking in one app. Especially loving the new Savings pot! Reviewed on: 7th April 2023

Great App with all that's needed

I find using the Monzo Business App really easy and useful. It supports my business finances, I am notified immediately when I've been paid; I'm advised in advance of regular outgoings; the tax pot has taken all the stress and pressure off my tax bill. I would and do recommend Monzo Business to others Reviewed on: 7th April 2023

Unbelievable

I cannot understand why monzo isn't more popular, iv banked with other mainstream banks and they do not compare to monzo banking in any way shape or form. Reviewed on: 7th April 2023

The best online bank in the UK

Excellent service, spontaneous customer service response. Great service Reviewed on: 7th April 2023

Great for a growing business

I have been with Monzo for a couple of years and with their help I have managed to grow my business from a sole trader to limited company. This transition was not perfect but could have been a lot worse Reviewed on: 7th April 2023

Genuinely amazed

Set up took a few clicks and boom! a new businesses account set up and running seamlessly with other accounts in the faultless app. Genuinely amazed at how easy it was and how easy it is to use. The fact you can set up 3 business accounts is incredible. Tax pots are an added bonus. Highly recommend Monzo. Reviewed on: 7th April 2023

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