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Monzo: Business Account reviews

4.89
Based on 1,383 reviews, last reviewed 15th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
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2%
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1%

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025
Michael S's avatar
Michael S

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025
Drexy S's avatar
Drexy S

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1383)

great bank

5
A fantastic free business account that allows me to see all my payments quickly and easily, search them and sort them. Reviewed on: 7th April 2023

Helpful

5
It's well protected and safe and i have never seen any error at all Reviewed on: 6th April 2023

The Absolute Best

5
Monzo is my main bank account and I have become an advocate for it, sharing the great features of it to my friends and family. I have Monzo Plus so being able to categorise my spending has really helped me stay financially responsible. Pots are a life saver and is a budgeted dream. Monzo listens to their customers and are down to Earth - highly recommend following them on Instagram and LinkedIn!! Reviewed on: 6th April 2023

Amazing experience

5
Great customer service, great features, user friendly and most importantly, efficient and effortless budgeting tools Reviewed on: 6th April 2023

Great bank!

5
I love my Monzo business account! I can have my tax deducted into an accessible pot before it reaches my main account so I don’t have to worry about keeping money aside for that end of year tax bill! Easy to use and overall a great bank Reviewed on: 6th April 2023

My fave business banking account

5
I've tried multiple other banking apps and services, but Monzo has made having a business account a breeze. I love being able to write invoices in a second and have clients pay them directly through a link or any other way convenient. Everything is easily laid out and accessible. Reviewed on: 6th April 2023

Fantastic app

5
Very easy to use. Convenient and good interest rates. Reviewed on: 6th April 2023

Amazing interface and user app experience.

5
Amazing interface and user app experience. Love the displays and believe it is the best option for a smooth experience. Love the pots and customisation Reviewed on: 6th April 2023

Everything is so easy

5
Monzo is so easy to use and navigate. It gives me more time to just focus on my business. Reviewed on: 6th April 2023

Perfect for my banking needs

5
Perfect for every day business and personal banking Reviewed on: 6th April 2023

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