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Monzo: Business account reviews

Name: Business account
Rating: 4.83 (2137 reviews)

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4.83

Based on 2,137 reviews, last reviewed 3rd May 2026

20% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Business account reviews (2137)

It doesnt make me mad

It doesnt make me mad, and thats great Reviewed on: 19th March 2025

Good product bad fraud support

The core product is good and the app, with its digital focus is easy to use and fantastic for freelancers. The major problem with Monzo’s business offering is their lack of support for fraud. I had a terrible experience where not only was the fraud response slow but I had to go to the ombudsman to get my money returned. Reviewed on: 18th March 2025

Monzo helps me grow my budiness

Monzo provides me with the business service that assists me The big banks stop my business growing Reviewed on: 18th March 2025

Great customer onboarding journey

The process of setting up my business account was so easy and intuitive. I love the way it links to my personal account and I can switch between my personal and business account in the same app. Reviewed on: 18th March 2025

I am a sole trader, the Monzo business account makes...

I am a sole trader, the Monzo business account makes life so much easier! Reviewed on: 18th March 2025

Great app and feels very fast to carry out actions c...

Great app and feels very fast to carry out actions compared to older banks Reviewed on: 18th March 2025

I have a personal and business account with Monzo .

I have a personal and business account with Monzo . Payments are smooth in and out easy to set up direct debits. Can send and receive invoices and it’s set up to take the tax automatically for each payment. Reviewed on: 18th March 2025

The app is very easy to use.

The app is very easy to use. -I can manage everything from it. It also accepts many currencies. Reviewed on: 18th March 2025

Monzo is great.

Monzo is great. They take care of their customers and make non-customers want to be customers. They like to have a laugh but also get the job done, which is basically how every bank should conduct themselves if they don’t want society to hate them. Reviewed on: 18th March 2025

Monzo really helped me out

Monzo really helped me out in a tight spot and I am forever grateful for their help, understanding and support Reviewed on: 18th March 2025

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