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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1383 reviews)

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4.89

Based on 1,383 reviews, last reviewed 15th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1383)

Banking made human!

I have had a good experience with Monzo relative to other similar products. Reviewed on: 6th April 2023

Simple and Brilliant

So easy to use, everything is set out accordingly. Easy to put aside 20% for taxes. As a new business, Monzo has been a life saver and would never use anything else. Highly recommend and so do others I know! Reviewed on: 6th April 2023

Good

Great service thanks Reviewed on: 6th April 2023

Easiest banking app ever!

Ever since I've got Monzo I do not use my other main stream bank accounts that I've had since my very 1st teenage account days. Monzo is uptodate with current trending online app methods. Quick, easy, versatile styles that even my mum finds it easier to use. Real time notifications which the other high street banks were slow to follow. Some banks are only now in 2023 providing such real time notifications whereas Monzo was well ahead of the game years ago. I also now have a business account too. My accountant also loves it as makes his job easier to process tax returns. It's just amazing. I've recommended it to my friends and family ever since I got Monzos golden ticket! Reviewed on: 6th April 2023

Monzo have made my business banking magical!

Just the simplest, most intuitive banking app I’ve ever used. Really simple to integrate accounting software and I absolutely love being so well connected to my money and my businesses money. Can’t recommend Monzo enough Reviewed on: 6th April 2023

Beyond words - How banking should be done

Since way before I was born, banking seemed to look after those with wealth. Modern banking however have changed the goalposts. Without branches in every local town, modern banks support the small guy, the start-up, they utilise the latest technologies to deliver services which were impossible a few years ago. All banks could learn a lot from Monzo! Reviewed on: 6th April 2023

Easy to use!

Monzo business is super easy to use, the application process is nice and straightforward and I really enjoy using the app. A pleasure to use. Reviewed on: 6th April 2023

Loving Monzo !

Monzo is perfect for what I need , easy to use , a lot of support if you need it , lots of extras if you go for Pro. Just makes life easier! Reviewed on: 6th April 2023

Helpful

Always available to help, I needed to make a big payment and needed my limits adjusting for a couple of days and it was sorted without fuss and easily via the app. Quick and simple! Perfect! Reviewed on: 6th April 2023

Love them

Best business bank ever love them Reviewed on: 6th April 2023

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