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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1383 reviews)

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4.89

Based on 1,383 reviews, last reviewed 15th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1383)

Usefil

The best app . Fast transaction. Simple applying Reviewed on: 6th April 2023

Awesome

There is no other bank like Monzo. It is awesome. Reviewed on: 6th April 2023

Monzo is the best. Very fast and efficient

I can only say I am a happy customer wirh Monzo and have managed to open all my accounts within 5 days which compared to High Street banks is by far the fastest and efficient way of making my finances work. Monzo is organised and it makes life easy when you capture all your expenses and make accounting simple and straight forward. Thank you Monzo Reviewed on: 6th April 2023

Easy, fast, intuitive - everything I need

I really like Monzo business, it makes things simple and it is a very intuitive banking platform. Reviewed on: 6th April 2023

A Brilliant Experience

I was previously with a High Street bank and there was never anything convenient about running my business account, and the customer service was lousy. Switching to Monzo was easy, everything integrates with accounting software and Apple Pay easily, I live features like the tax pots and I can take card payments from my business account too. The experience has been brilliant, so much so that I have moved my personal banking to Monzo and opened another business account for a second business. Reviewed on: 6th April 2023

Great accounts

Very easy to use. Well worth opening Reviewed on: 6th April 2023

Excellent bank

Use for personal and 3 business accounts . Best bank in the world Reviewed on: 6th April 2023

Can't fault it

Just like the personal account and it's free! Reviewed on: 6th April 2023

Easy to work with, even for international payments

I have just started a small business. Setting up with Monzo was straightforward and then adding international card payments through Stripe was easy. Easy peasy! Reviewed on: 6th April 2023

A great bank!!

Monzo buisness is by far one of the best banks to be with. Completely fulfill all my needs as a small buisness owner. Very friendly and attentive customer service that always help and address any questions I have. I wholeheartedly would recommend Monzo Buisness ti anyone. Reviewed on: 6th April 2023

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