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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1383 reviews)

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4.89

Based on 1,383 reviews, last reviewed 15th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1383)

Monzo bussiness

Highly recommended had my accounts for a while now and helps me a lot Reviewed on: 6th April 2023

Awesome bank

Best business account I have used. Reviewed on: 6th April 2023

Spot on

Right from the start it was really straightforward to open an account and maintain it. Easy usage - couldn't ask for much more from them as they provide it all ! Really pleased that Monzo are giving the traditional banks a run for their money :) Reviewed on: 6th April 2023

Outstanding

Superb app. Monzo bank meets all my requirements. No complaints - and I am not easily pleased! Reviewed on: 6th April 2023

Awesome interface

The Monzo app is the best banking interface I've used. It gives you useful information in an easy to understand layout, and the notifications and security checks are done in a straightforward, unannoying way. Streets ahead of the high street banks Reviewed on: 6th April 2023

Good customer experience, but lacking some of the features of standard business banks

I've had a great experience with Monzo Business banking. I can see how as an organisation scales up, it may not be as appropriate to use. Reviewed on: 6th April 2023

Excellent user experience

Been using monzo for 4 years among other banks. Monzo is always the best to deal with Reviewed on: 6th April 2023

Always bang on

Monzo are always bang on with whatever they do. Instant updates, notifications, support, it’s always right at your fingertips and done in seconds. Love the option to had invoices and receipts to payments and categorise the type of payment. Makes doing my tax return so easy. Reviewed on: 6th April 2023

Does everything I need it to

I use the monzo business banking app for my small business. It's really easy to use and the "tax pot" facility to automatically transfer a percentage of my deposits into a separate "pot" really helps me stay on top of things transactions are fast, and I can invoice directly from the app, as well as being able to add receipts to transactions. I'm really very happy with the product. Reviewed on: 6th April 2023

app usage

easy access and use. thank you monzo Reviewed on: 6th April 2023

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