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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1383 reviews)

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4.89

Based on 1,383 reviews, last reviewed 15th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1383)

Simply Brilliant

Monzo is what banking should be like in 2023. Fast, informative and packed with features. The high street banks either need to adapt and catch up or just shut down. Reviewed on: 6th April 2023

Monzo sets the standard for Business banking

It's pretty simple, Monzo have set the standards for the Business banking world so I couldn't go anywhere else due to the functions, simplicity and usefulness of the app. Everything is set up to save you time and is functional for business use. It just keeps getting better, from the saving pots, the auto deduction of tax and NI, payment links and invoice creation and reporting makes business planning a breeze. No other business bank even gets my attention because it really is monzo for me! Customer for life Reviewed on: 6th April 2023

Easy, simple banking

Since I’ve signed up I’ve been impressed. I love the payment links that allow me to get paid by card, and how easy it is to put money aside for tax. Really great banking for my business! Reviewed on: 6th April 2023

The Pesky Cactus

Great to bank with, made things very easy Reviewed on: 5th April 2023

Fantastic banking system

I set up my account about 2 years ago and I’ve never had an issue! It’s easy to use the app and they provide a great service! I highly recommend! Reviewed on: 5th April 2023

Astonished customer experience with Monzo

I had always enjoyed banking with Monzo bank, they are always supporting my businesses and protection my money too. Reviewed on: 5th April 2023

Amazing app

Their app is amazing and so easy to use and their staff are also friendly whenever I have needed help. Reviewed on: 5th April 2023

Great UX & customer support!

Been using Monzo business for nearly 2 years with no issues at all and very easy to use and simple interface! Would recommend to any business. Reviewed on: 5th April 2023

Amazing customer service!

Seriously the best customer service I have ever received from any bank in the world, or could ever imagine receiving. Really incredible! I recommend them in the highest possible terms. Reviewed on: 5th April 2023

Tax pots saved me

I always struggle to save for tax but tax pots make it easy and help me plan. They saved me time effort and money! Reviewed on: 5th April 2023

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