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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1383 reviews)

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4.89

Based on 1,383 reviews, last reviewed 15th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1383)

Banking as it should be

This is what I expect from a bank. It does what my business needs and is always improving. Keep it up lovely people at Monzo! Reviewed on: 5th April 2023

They outclass the established Big 5

Head and shoulders better than the other "established" business banks. Great app and great customer support and they make business banking easy.....what more can a business customer ask for Reviewed on: 5th April 2023

Best bank

Amazing tech and seemless customer experience. V well considered Reviewed on: 5th April 2023

Monzo business

Easy to use with app. Can create invoices in app. Easy to track which invoices are paid and which are out standing. Reviewed on: 5th April 2023

Brilliant service and app

Brilliant card and app gives you best rates and get notifications strait away Reviewed on: 5th April 2023

A great all round account

Monzo get the basics right. Simple, seamless banking. Reviewed on: 5th April 2023

Unbelievable

This bank is a game changer in banking world. A virtual bank who not only gives you flexibility around the world to use this card but in this financial crisis they all gives you interest on your savings. I cannot fault a single thing about this bank. Keep on doing the great work. Reviewed on: 5th April 2023

Convenience in a card

Monzo is very convenient as I can use it as my day to day debit card and can save money as well. Plus I can use it overseas and that’s very handy and convenient for me! Reviewed on: 5th April 2023

Most advanced Business bank in the market

Great bank to be with, I am always informed of any amounts that are going to be paid to suppliers and I can make transactions super fast when I need to. Reviewed on: 5th April 2023

Best choice for my business!

I started up a small business last year and looked through various banking options. I chose monzo as I had several recommendations from friends. I made a mistake initially when I set up my card but the customer service team were more than happy to help and got me a new card sent out in 48 hours. I find the services available on the business account perfect for what I need. I am able to write and send invoices Reviewed on: 5th April 2023

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