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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1383 reviews)

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4.89

Based on 1,383 reviews, last reviewed 15th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1383)

Brilliant service

Brilliant service from Monzo! I’ve got my personal account with them as well as accounts for my businesses, customer service is always excellent and they’re always developing new features to make the product even better Reviewed on: 4th April 2023

I love monzo

I love this bank quick responses very efficient and confident in their products Reviewed on: 3rd April 2023

Excellent offering

Provides all services required at the right price point. Reviewed on: 3rd April 2023

Amazing company

Cannot fault monzo enough, the app is amazing, up tto the second balances & transfers. Reviewed on: 3rd April 2023

Banking as it should be

Does everythink I need and with no faff Reviewed on: 2nd April 2023

Highly recommended

Excellent customer service, responsive , understanding and professional. The online banking App is easy to navigate round and is safe and secure, I have recommended Monzo to many people now. Reviewed on: 31st March 2023

Fantastic for smaller businesses

I've only had my business account for the last few months, but already quite happy with it, especially as you can have pots within a business account which makes budgeting internally much easier and feasible. Fantastic experience overall! Reviewed on: 31st March 2023

Very Happy small business owner

Thanks Monzo, having opened my own small business during the covid period it’s been amazing to have a dependable bank to manage my current account with. Thank you! Reviewed on: 31st March 2023

The best bank

This current account helped me to manage my small business. It so easy to use! Reviewed on: 31st March 2023

Seriously Strong Challenger Bank

Monzo changed my life. I would have had a nervous breakdown if I had been forced to endure my previous "traditional bank" for another day. Monzo approaches customer service in the way everyone should - by being reachable, helpful and modern. The tecnology is awseome - all the best features of an app that you could possibly want. "Pots" - what a genius idea! This allows me to set money aside in a way that feels physical and I never run into any trouble. My buinsess is incredibly strong and I credit Monzo for this. Our Financial Director cant get enough of Monzo - she says "Its just amazing". And lastly - thank you Monzo for never ever ripping off your customers. The fees are fair, transparent, and justified. Keep doing what you're doing! Reviewed on: 31st March 2023

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