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Monzo: Business account reviews

Name: Business account
Rating: 4.80 (2139 reviews)

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4.80

Based on 2,139 reviews, last reviewed 16th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Witholding my funds. Extremely poor experience with Monzo Business. My business changed ownership and a new director was appointed. Monzo contacted me claiming there was ... Read more Reviewed on: 16th September 2026

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About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Business account reviews (2139)

The Bank That Stole My Heart (& Organised My Finances)

Monzo isn’t just a bank—it’s my financially responsible best friend who never judges me for my occasional (okay, frequent) impulse purchases. It shows me exactly where my money is going, helps me budget like an actual adult, and even lets me gamify my savings—because nothing motivates me more than pretending my savings goal is a high-score leaderboard. It even lets me manage finances with my partner, meaning we can finally argue about money with data. And as a bonus, my business account is right there too, so I can seamlessly switch between “responsible entrepreneur” and “why did I just buy another bag?” mode. Honestly, Monzo has set the bar so high that if I ever tried to switch banks, I think my finances would stage an intervention. 10/10, would trust Monzo with my life savings. Reviewed on: 4th March 2025

The best business account in the game

The best business account in the game, the app just makes everything simple. The auto tax pot feature is amazing. Reviewed on: 4th March 2025

Good interest rate however, it drops a lot

Good interest rate however, it drops a lot Reviewed on: 4th March 2025

Monzo is the future

The Monzo app is user-friendly and makes banking easy, and even fun. I genuinely feel like Monzo is a bank for the people and is run exactly how all banks should be run in the modern day. Reviewed on: 4th March 2025

Love how easy and simple Monzo bank is!

Love how easy and simple Monzo bank is! Reviewed on: 4th March 2025

Good app, excellent service.

Good app, excellent service. Monzo Reviewed on: 4th March 2025

The best card on my traveling.

The best card on my traveling. I can use any time on my trip and monzi offer thr best rate Reviewed on: 4th March 2025

The business account makes banking and keeping track...

The business account makes banking and keeping track of money really easy, each time a new feature is released it s the perfect one Reviewed on: 4th March 2025

Business banking that grows with you.

Monzo offers a great no cost entry level business banking account. It let me get my company up and running at the start and offers additional features as and when I need them as my company grows Reviewed on: 4th March 2025

I love using Monzo and it's services.

I love using Monzo and it's services. I lost my debit card once and the customer support was easy, swift and extremely smooth. I received a new ATM card within a day. I have also started financial planning with the app. Monzo has so much to offer - savings pot, investment tips, offers and discounts. Would highly recommend Monzo!! Reviewed on: 4th March 2025

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