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Monzo: Business Account reviews

Name: Business Account
Rating: 4.91 (1737 reviews)

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4.91

Based on 1,737 reviews, last reviewed 8th Mar 2026

34500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Extremely easy to navigate, payments are received in... Extremely easy to navigate, payments are received instantly and the Pots scheme is very good at helping you save money. Reviewed on: 8th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1737)

The Monzo banking app is an excellent tool and promo...

The Monzo banking app is an excellent tool and promotional discount with Xero is brilliant for the self employed using a business account Reviewed on: 22nd January 2024

This is what banking in the modern age should be lik...

This is what banking in the modern age should be like, forget the old high street out-dated banks, get yourself a Monzo account and feel the difference. Reviewed on: 22nd January 2024

The app is very easy to use.

The app is very easy to use. Gives lots of payment options for our clients. Reviewed on: 22nd January 2024

Overall a fantastic banking experience where everyth...

Overall a fantastic banking experience where everything is so straightforward and easy to do Reviewed on: 22nd January 2024

Banking made simple.

Banking made simple. Everything is available at a touch of my fingertips and just so much easier to do standard things like repeat payments, categorising and sorting payments, it's just all a breeze. Reviewed on: 21st January 2024

Very easy access and account opening is quick

Very easy access and account opening is quick Reviewed on: 21st January 2024

I have a business account and personal, both are great

I have a business account and personal, both are great Reviewed on: 21st January 2024

1st time self employed

I've just started my own business and my monzo bank account has made this side of it easy and hassle free. Love it Reviewed on: 21st January 2024

Amazing bank overall, using it for my personal and b...

Amazing bank overall, using it for my personal and business needs. Reviewed on: 21st January 2024

Monzo Review for Personal and Business

I use Monzo for my personal accounts and business accounts and find it fabulous to use. I do international transfers with ease and able to track my spending and income! The features it provides are comprehensive. I love having separate pots where I can move money to save / assign to certain things! Highly recommend! Reviewed on: 21st January 2024

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