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Monzo: Flex Purchase credit card reviews

View other Monzo products
4.97
Based on 3,086 reviews, last reviewed 27th Mar 2026
57000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026
Hugo Marfani's avatar
Hugo Marfani

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
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JN
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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Very good credit card hassle free

4
Very good credit card hassle free Reviewed on: 10th February 2025
Neil F's avatar
Neil F

Fantastic service with great UX

5
Fantastic service with a high quality user experience and journey, and allows a fantastic level of understanding and flexibility over credit, balances, payments, etc. Reviewed on: 10th February 2025
Aidan's avatar
Aidan

The platform is very user friendly, and the rates th...

5
The platform is very user friendly, and the rates they pay for saving pots are very good. Reviewed on: 10th February 2025
Ana A's avatar
Ana A

It’s easy to access and the customer service is alwa...

5
It’s easy to access and the customer service is always on hand to help Reviewed on: 10th February 2025
gbaroye O's avatar
gbaroye O

Excellent features, Flex is very convenient, great i...

5
Excellent features, Flex is very convenient, great interest rates too Reviewed on: 10th February 2025
AR's avatar
AR

Extremely user friendly and helps to manage your mon...

5
Extremely user friendly and helps to manage your money in a more diligent and insightful way! Reviewed on: 10th February 2025
Deren M's avatar
Deren M

The easiest bank account/credit card I’ve ever had.

5
The easiest bank account/credit card I’ve ever had. Monzo makes it so easy to budget and use my credit responsibly. Reviewed on: 10th February 2025
Jay Pollard's avatar
Jay Pollard

Monzo is easy to use and they have me my first credi...

5
Monzo is easy to use and they have me my first credit card to get me my first credit and it's going well Reviewed on: 10th February 2025
Luke C's avatar
Luke C

I really like the flex card!

5
I really like the flex card! It's user friendly, simple and effective. Reviewed on: 10th February 2025
Gina S's avatar
Gina S

Turn any purchase into 3 easy payments

5
Turn any purchase into 3 easy payments Reviewed on: 10th February 2025
Craig E's avatar
Craig E

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