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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Well done monzo everything is amazing with monzo fle...

Well done monzo everything is amazing with monzo flex and so easy thank you Reviewed on: 10th February 2025

Easy to setup and very convenient to use!

It one of the most easiest banking app that I have been able to setup and use. And brings all my cards into one place and makes it easy to track and manage my expenses efficiently. Reviewed on: 10th February 2025

Excellent monzo

My experience with Monzo has been so good so far Reviewed on: 10th February 2025

Good banking service excellent saving value

Good banking service excellent saving value Reviewed on: 10th February 2025

Monzo the future

Have used multiple credit cards in the past but Monzo flex is giving me an excellent transparency in handling my outgoings. I don’t need a separate money management app track my expenses. Monzo has got all in it and it does a good job for me. Completely impressed and satisfied with Monzo. Reviewed on: 10th February 2025

They gave me an opportunity to have a bank account w...

They gave me an opportunity to have a bank account when I first got to the Uk Reviewed on: 10th February 2025

Very easy to apply.

Very easy to apply. And very helpful Reviewed on: 10th February 2025

Really simple and easy to use.

Really simple and easy to use. Great to monitor spend and change payments with ease. Reviewed on: 10th February 2025

Easy to apply, quick delivery

I've been in the UK for two years and I was very excited to get an offer to apply for Flex! I know how important a credit score is and this is an excellent way for me to build my credit score and apply for bigger purchases, like a home loan in future. The application was seamless, the values were correctly populated. The terms and conditions were clear and easy to read. I got my outcome within a minute and card delivered within 3 days! Excellent service! Reviewed on: 10th February 2025

Fast service, hassle free, reliable

Fast service, hassle free, reliable Reviewed on: 10th February 2025

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