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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3174 reviews)

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4.90

Based on 3,174 reviews, last reviewed 13th May 2026

62% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Great card

Monzo flex is a great card that helps with everyday activities and building credit. Reviewed on: 12th February 2025

the monzo app is so easy to navigate and makes savin...

the monzo app is so easy to navigate and makes saving and investing fun and stress free Reviewed on: 12th February 2025

quick, intuitive, easy, and great offers

quick, intuitive, easy, and great offers Reviewed on: 12th February 2025

Great flexibility

I love the Monzo Flex Credit Card, it is great to be able to pay off some items sooner than others, it really helps me to manage my monthly budget. Reviewed on: 12th February 2025

Excellent, no problems

Very easy to use the application and especially to make a transaction. Highly recommended. Reviewed on: 12th February 2025

Best UI ever, smooth, fast and reliable.

Best UI ever, smooth, fast and reliable. Reviewed on: 12th February 2025

The flex credit card is a great card and easy to use.

The flex credit card is a great card and easy to use. The fact that you can see it all in the app and it clearly states when your payment is due. You can pay it from a pot too which is great for budgeting. Reviewed on: 12th February 2025

A breath of fresh air.

A breath of fresh air. I will be moving all my banking over to Monzo. Really easy to use and work with Reviewed on: 12th February 2025

The best card ever

Being so flexible this card is by far the best. Reviewed on: 12th February 2025

Monzo has revolutionised how I manage my finances.

Monzo has revolutionised how I manage my finances. I’d be lost without it now. The pots system and the Flex pay in installments card are so useful for keeping me within budgets and cash flow. Investments and savings features make putting money aside so easy. I was recommended Monzo by my accountant and I tell everyone it’s the best piece of advice I’ve ever had. Reviewed on: 12th February 2025

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