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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Easy to use, convenient, flexible, clear fees.

Easy to use, convenient, flexible, clear fees. Reviewed on: 14th February 2025

Love the app !

Love the app !!!Informative everything to virw Reviewed on: 14th February 2025

Flex is convenient as well as cost-effective

Love being able to flex purchases into 3 payments interest-free but a higher credit limit would be handy. Reviewed on: 14th February 2025

Monzo was there after I needed an account after my m...

Monzo was there after I needed an account after my marriage broke up and been with them ever since, providing me with a great service, and never frightened to ask customers their opinion, and act on it. Reviewed on: 14th February 2025

Absolutely love it.

Absolutely love it. The application is soo user friendly Reviewed on: 14th February 2025

Very good at everything

El mejor banco que he tenido Very good at everything Reviewed on: 13th February 2025

Member since the beginning.

I am overall very happy with Monzo. I did have one bad experience but have been here from the beginning and overall very happy Reviewed on: 13th February 2025

Monzo is my primary account i am happy with the ser...

Monzo is my primary account i am happy with the service Reviewed on: 13th February 2025

Brilliant

Fantastic customer service and always willing to help you. Reviewed on: 13th February 2025

easy and quick , very useful and good offers for cas...

easy and quick , very useful and good offers for cash back Reviewed on: 13th February 2025

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