Paid advertisement
Smart Money People Logo

Monzo: Flex Purchase credit card reviews

4.90
Based on 3,174 reviews, last reviewed 13th May 2026
62% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026
Christopher C's avatar
Christopher C

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Flex Purchase credit card reviews (3174)

Absolutely love it.

5
Absolutely love it. The application is soo user friendly Reviewed on: 14th February 2025

Very good at everything

5
El mejor banco que he tenido Very good at everything Reviewed on: 13th February 2025

Member since the beginning.

5
I am overall very happy with Monzo. I did have one bad experience but have been here from the beginning and overall very happy Reviewed on: 13th February 2025

Monzo is my primary account i am happy with the ser...

5
Monzo is my primary account i am happy with the service Reviewed on: 13th February 2025

Brilliant

5
Fantastic customer service and always willing to help you. Reviewed on: 13th February 2025

easy and quick , very useful and good offers for cas...

5
easy and quick , very useful and good offers for cash back Reviewed on: 13th February 2025

Best bank I've used

5
Best bank I've used, easy and efficient to use, everything in one place with notifications and alerts to keep you informed. The extras and perks are brilliant as well. Reviewed on: 13th February 2025

A game changer bank

5
A game changer bank who understands how to engage it's customers with smarter money management. Reviewed on: 13th February 2025

Excelente producto,

5
Excelente producto, lo recomiendo Reviewed on: 13th February 2025

Fantastic service all round.

5
Fantastic service all round. Great product, so easy to use and manage payments. Reviewed on: 13th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Under 16s account

    from Monzo 4.89 from 944 reviews
    Monzo
  • Investments

    from Monzo 4.86 from 1132 reviews
    Monzo
  • Current account

    from Monzo 4.85 from 19407 reviews
    Monzo
    View all products