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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo is a brilliant bank

Monzo is one of the most beautiful accounts that gives you great freedom in banking transactions and preference in everything you want to do. For your information, this is not available in many banks. Reviewed on: 14th February 2025

I've been using my Monzo Flex Credit Card for a few...

I've been using my Monzo Flex Credit Card for a few months now and I'm really happy with it. I love that there's no annual fee and that I can use my card for a variety of purchases. I've also earned a few rewards, which I've redeemed for gift cards. I'm a big fan of the Monzo app. It's easy to use and makes it easy to track my spending and manage my account. I've also found the customer service to be excellent. I hope this helps! Reviewed on: 14th February 2025

Monzo Flex best Credit Card

Monzo Flex is clear to use , easy to use and very useful credit limit with the ability to spread over 3 months Reviewed on: 14th February 2025

When I came uk my first bank account I took in monzo...

When I came uk my first bank account I took in monzo , I never face any issues from monzo . Reviewed on: 14th February 2025

FLEX is simply the best Credit Card in the market...

FLEX is simply the best Credit Card in the market 90 days interest free on every spend. I just love the FLEXibility Reviewed on: 14th February 2025

Flex is still the number 1 credit service available.

Flex is still the #1 credit service available - great repayment options, easy to use, can also use it to charge already-completed transactions! Reviewed on: 14th February 2025

The added functionality and view of my finances alon...

The added functionality and view of my finances along with PERKS is well worth £7 a month Reviewed on: 14th February 2025

Best online bank in the UK.

Best online bank in the UK. Wonderful UI/UX Reviewed on: 14th February 2025

Brilliant bank.

Brilliant bank. Highly recommend. Reviewed on: 14th February 2025

Great options and good cashback options

Great options and good cashback options Reviewed on: 14th February 2025

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