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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

I am happy with the app.

I am happy with the app. And the services Reviewed on: 15th February 2025

Very good and okay, I enjoy there service

Very good and okay, I enjoy there service Reviewed on: 15th February 2025

Great service.

Great service. No issues and help when needed Reviewed on: 15th February 2025

It was extremely quick and easy to apply for a Flex...

It was extremely quick and easy to apply for a Flex Credit Card. I was able to request an increase to the amount offered. Reviewed on: 15th February 2025

Easy to register, use and manage

Easy to register, use and manage Reviewed on: 15th February 2025

It’s good and easy to use.

It’s good and easy to use. I don’t need to bring any physical card and it’s accept in almost all of the merchants Reviewed on: 15th February 2025

Easy to use

Easy to use and really helpful when need a bit of extra financial support. Reviewed on: 15th February 2025

Amazing credit card and app layout

Amazing credit card and app layout Reviewed on: 15th February 2025

A damn good bank

Probably one of the only banks that seems to think about user experience rather than just extracting as much possible value from their customers. Building societies are great but Monzo is more modern in their approach I.e. the app is intuitive full of useful features and great for newbies to finance. Reviewed on: 15th February 2025

Bank was really good to use

Bank was really good to use, easy and flexible too. Reviewed on: 15th February 2025

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