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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3174 reviews)

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4.90

Based on 3,174 reviews, last reviewed 13th May 2026

62% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

FLEX is simply the best Credit Card in the market...

FLEX is simply the best Credit Card in the market 90 days interest free on every spend. I just love the FLEXibility Reviewed on: 14th February 2025

Flex is still the number 1 credit service available.

Flex is still the #1 credit service available - great repayment options, easy to use, can also use it to charge already-completed transactions! Reviewed on: 14th February 2025

The added functionality and view of my finances alon...

The added functionality and view of my finances along with PERKS is well worth £7 a month Reviewed on: 14th February 2025

Best online bank in the UK.

Best online bank in the UK. Wonderful UI/UX Reviewed on: 14th February 2025

Brilliant bank.

Brilliant bank. Highly recommend. Reviewed on: 14th February 2025

Great options and good cashback options

Great options and good cashback options Reviewed on: 14th February 2025

Easy to use, convenient, flexible, clear fees.

Easy to use, convenient, flexible, clear fees. Reviewed on: 14th February 2025

Love the app !

Love the app !!!Informative everything to virw Reviewed on: 14th February 2025

Flex is convenient as well as cost-effective

Love being able to flex purchases into 3 payments interest-free but a higher credit limit would be handy. Reviewed on: 14th February 2025

Monzo was there after I needed an account after my m...

Monzo was there after I needed an account after my marriage broke up and been with them ever since, providing me with a great service, and never frightened to ask customers their opinion, and act on it. Reviewed on: 14th February 2025

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