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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Innovative banking Always easy.

Always great and easy to use. Great innovation in product. Reviewed on: 10th February 2025

Banked with Monzo for years, 5* service

Banked with Monzo for years, never been a problem, always there when needed. Reviewed on: 10th February 2025

A great credit card with the normal smarts of Monzo.

A great credit card with the normal smarts of Monzo... The new flex build account let me get onto the credit ladder and help me later on in the future Reviewed on: 10th February 2025

Flex is my go to option for larger purchases

Flex is easy to use, super transparent on fees, allows me to repay early and it's directly connected to my Monzo account so I have everything in one place. Reviewed on: 10th February 2025

Smooth and easy to use.

Smooth and easy to use. Also friendly user Reviewed on: 10th February 2025

Financial Control

Monzo has helped me take control of my finances Reviewed on: 10th February 2025

I have used it for so long and it’s been...

I have used it for so long and it’s been amazony Reviewed on: 10th February 2025

amazing bank

amazing bank best!!!! best service best loans, best card Reviewed on: 10th February 2025

Very good bank.

Very good bank. Would recommend to friends. Reviewed on: 10th February 2025

Extremely easy to use facility.

Extremely easy to use facility. Able to select straight after payment how, when and how much you want to pay and customise it your way Reviewed on: 10th February 2025

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