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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Monzo is very easy to use banking.

Monzo is very easy to use banking. They have great interest rates, be that 0% interest rates on credit card purchases for up to three months or 3.60-4.00% on savings. Their customer service is also immediately available and also very helpful. They are far better than my high street bank, so I use them more. Reviewed on: 10th February 2025

Always best service best offer best rewards

Always best service best offer best rewards Reviewed on: 10th February 2025

I am using Monzo Bank from beginning

I am using Monzo Bank from beginning Reviewed on: 10th February 2025

Great experience

Great experience!! Have been using Monzo since 2016, and very happy about it. Reviewed on: 10th February 2025

I love how easy travelling with Monzo is and love Mo...

I love how easy travelling with Monzo is and love Monzo flex so I don’t feel so guilty spending larger amounts than I should. Reviewed on: 10th February 2025

Best Banking Experience Ever

Monzo banking is easy use. Also they provide unique and valuable services such as saving pots with impressive interest rates and also flex credit cards. Everything is transparent and also safe. Reviewed on: 10th February 2025

Really intuitive app, easy to use abroad.

Really intuitive app, easy and cheaper to use abroad. I enjoy the perks too. I have just started the 1p challenge, which is exciting. Overall a great experience. Reviewed on: 10th February 2025

Easy to navigate and understand.

Easy to navigate and understand. Love the flexibility of the payments. Reviewed on: 10th February 2025

A modern and responsible approach to lending, and of...

A modern and responsible approach to lending, and of course, flexible! Reviewed on: 10th February 2025

Nothing to fault about Monzo, I love it

Nothing to fault about Monzo, I love it Reviewed on: 10th February 2025

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