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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

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4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

Very easy to manage and very handy!

Very easy to manage and very handy! Love the ease of use! Reviewed on: 24th February 2025

Very easy to use and great perks.

Fantastic perks with paid accounts. Great value for money Reviewed on: 23rd February 2025

Monzo worths more recognition of best value they create

Monzo has been a reasonable bank to me and my family. They are always ready to satisfy their customers through thick and thin of the customer's. Reviewed on: 23rd February 2025

Monzo is protective in finance

Monzo is protective when comes to their clients capital affairs, and they simply usage of one's money under ownership Reviewed on: 23rd February 2025

Best bank ever

Such a great feature for banking Reviewed on: 22nd February 2025

Everything is convenient and played out in a simple...

Everything is convenient and played out in a simple app. Plus Monzo Flex is what it says it is. Reviewed on: 22nd February 2025

User friendly helpful, best customer service, financ...

User friendly helpful, best customer service, financiallly very helpful Reviewed on: 22nd February 2025

With monzo you can feel at ease.

Can I say first of all. Monzo have been brilliant with the service they have provided for me. Helped me with a fraud refund and was there to listen. also love my flex card! Again brilliant!!! Reviewed on: 22nd February 2025

Monzo the best

Best service by payment wise and by transfer money are also so good. Reviewed on: 21st February 2025

Rated very poor the customer service because I don't...

Rated very poor the customer service because I don't even now how to contact customer service, where to call, where to chat, where to write an email. As for the rest excellent. Reviewed on: 21st February 2025

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