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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

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4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

Good basic credit card but no rewards or frills

I like being able to split larger payments interest free over time. In some other banking apps (Lloyds) it can be hard to find the minimum payment amount due on the credit card which is frustrating but I don't have that problem with the Flex card. There aren't any rewards associated with it. Reviewed on: 26th February 2025

Monzo flex is unique and amazing in how it works

Monzo flex is unique and amazing in how it works Reviewed on: 26th February 2025

an incredible experience that rarely happens at othe...

an incredible experience that rarely happens at other banks Reviewed on: 26th February 2025

Banking and using monzo flex credit has made my spen...

Banking and using monzo flex credit has made my spending experience great and its saving lives. Reviewed on: 26th February 2025

I started using Monzo flex and this became my primar...

I started using Monzo flex and this became my primary payment method. Provides deep insights and flexibility Reviewed on: 26th February 2025

Is very easy to work with monzo, i like it i recomen...

Is very easy to work with monzo, i like it i recomend it to every one Reviewed on: 26th February 2025

Absolutely amazing I love Monzo soooo easy and simpl...

Absolutely amazing I love Monzo soooo easy and simple for everything travel insurance cash back loans flex ease of access noooo issues u won’t be disappointed thank uuu Monzo Reviewed on: 26th February 2025

I Love Monzo

I enjoyed using this Bank it is very much friendly and helpful. I love Monzo. Reviewed on: 25th February 2025

I love, love, love Monzo.

I love, love, love Monzo. Just refreshing banking. Instant support and answers. I recommend to all my family and friends. Reviewed on: 25th February 2025

Ian best bank

It’s a great bank account so easy to use and great deals Reviewed on: 24th February 2025

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