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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3174 reviews)

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4.90

Based on 3,174 reviews, last reviewed 13th May 2026

62% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

User friendly helpful, best customer service, financ...

User friendly helpful, best customer service, financiallly very helpful Reviewed on: 22nd February 2025

With monzo you can feel at ease.

Can I say first of all. Monzo have been brilliant with the service they have provided for me. Helped me with a fraud refund and was there to listen. also love my flex card! Again brilliant!!! Reviewed on: 22nd February 2025

Monzo the best

Best service by payment wise and by transfer money are also so good. Reviewed on: 21st February 2025

Rated very poor the customer service because I don't...

Rated very poor the customer service because I don't even now how to contact customer service, where to call, where to chat, where to write an email. As for the rest excellent. Reviewed on: 21st February 2025

Love the Flex Card

The Flex Card is brilliant & helps spread the financial load. Reviewed on: 21st February 2025

Payments always on time or can be paid early if appl...

Payments always on time or can be paid early if applicant wants too . great service . easy to use . Reviewed on: 21st February 2025

The Monzo app is brilliant and Flex credit card real...

The Monzo app is brilliant and Flex credit card really good. Excellent customer service as well Reviewed on: 21st February 2025

Absolutely love Flex!

Absolutely love Flex! So easy to use and extra benefits of other credit cards all in one card! Reviewed on: 20th February 2025

Very good exprince.

Very good exprince. I like very much monzo app Reviewed on: 20th February 2025

I’ve been banking with Monzo since 2017, it’s helped...

I’ve been banking with Monzo since 2017, it’s helped change the way I view and spend my money, helped me budget, and helped me save. The app is intuitive, and the support is always there when you need it. Since signing up for a personal account, I also opened up a joint and business account. I’d highly recommend (and often do) Monzo to others. Reviewed on: 20th February 2025

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