Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

View other Monzo products

4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3086)

A personalised & modern day banking experience.

Easy to navigate and very intuitive. Reviewed on: 11th February 2025

Fantastic

Great service very simplified service with great perks and lots of different options / choices definitely recommended Reviewed on: 11th February 2025

Love how easy and intuitive to use the app is

Love how easy and intuitive to use the app is Reviewed on: 11th February 2025

Unable to Fault

I am unable to fault Minzo’s expertise in every aspect of banking, from a small bank account to a large one they are with you all the way giving interesting ideas at all times - definitely not a boring bank Reviewed on: 11th February 2025

EASY TO USE

A really good banking experience. They absolutely rocking with their user friendly app. Reviewed on: 11th February 2025

Best bank for 2025

Easy to apply for online , choice of cards with different benefits. I would say this is the best bank account for 2025 . Reviewed on: 11th February 2025

Very good

Transactions are very easy and practically instantaneous. I highly recommend Monzo! Reviewed on: 11th February 2025

Great way to manage credit!

Good way to manage credit, clear and easy to use app - interest free options are great! Reviewed on: 11th February 2025

I'd appreciate more time to pay

I like have the visibility of a credit card in my Monzo account. My main quibble is that other credit cards have longer period between when you buy something and when you have to pay for it - often longer than a month. With Flex, you pay on the same day each month, even if that's less than a month away. Reviewed on: 11th February 2025

Love everything, app works really well, never down

Love everything, app works really well, never down Reviewed on: 11th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Santander 4.13 from 22 reviews
Everyday spending credit cards
from Halifax 4.06 from 74 reviews
Everyday Credit Card
from Creation 2.66 from 20 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Investments
from Monzo 4.94 from 1110 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub