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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

The best card ever

Being so flexible this card is by far the best. Reviewed on: 12th February 2025

Monzo has revolutionised how I manage my finances.

Monzo has revolutionised how I manage my finances. I’d be lost without it now. The pots system and the Flex pay in installments card are so useful for keeping me within budgets and cash flow. Investments and savings features make putting money aside so easy. I was recommended Monzo by my accountant and I tell everyone it’s the best piece of advice I’ve ever had. Reviewed on: 12th February 2025

Good start service exilent they give much time for r...

Good start service exilent they give much time for re paid Reviewed on: 12th February 2025

excellent services, overdraft, credit card, I have r...

excellent services, overdraft, credit card, I have recommended it to many co-workers and family Reviewed on: 12th February 2025

Really good tech.

Really good tech. Really reliable. I get notifications on my watch from Monzo before the transaction on the card machine goes through! Excellent speed and great UI. Helps me to bring together all of my accounts in one place and categorise it as well as budget across all my cards and accounts. Reviewed on: 12th February 2025

Best Experience

Seamless experience, very easy manage my money and do any transactions Reviewed on: 11th February 2025

Amazing product given its age.

Amazing product given its age. Very easy to use. Very clear on any charges for interest which would apply (before you need to finalise any decision), very clear as to what the costs would be especially if any extensions on the credit period are being considered. Only thing that would make it better would be if any additional payments made over the monthly amount due could be applied to the next upcoming monthly payment (rather than the final payment due) Reviewed on: 11th February 2025

Great and easy to use.

Great and easy to use. I just really like it Reviewed on: 11th February 2025

Very simple to use, and love the way its laid out al...

Very simple to use, and love the way its laid out alone with all the features it has Reviewed on: 11th February 2025

I love how you can do interest free and split it int...

I love how you can do interest free and split it into 3 payments. Saved me a lot Reviewed on: 11th February 2025

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