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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2489 reviews)

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4.96

Based on 2,488 reviews, last reviewed 25th Apr 2025

67600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo makes everything easy Monzo makes everything easy to use and easy to understand, straightforward banking is what people want and Monzo offers that. Reviewed on: 25th April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2489)

Great Customer Service and Features

Any queries I have, I know I can message Monzo and get a speedy response asap. They are always able to solve any issue. They have great aspects of the app which make is easy to manage your money. Flex is really easy to use and a brilliant way of managing easy access credit. Reviewed on: 6th February 2024

Great credit Card option, easy to manage

I’ve been using Monzo flex since it first released and it’s absolutely great. Easy to use and understand, it fully shows all and any interest charges and the paying options. I’ve never had an issue with using the flex card Reviewed on: 6th February 2024

The app is quick and easy to use.

The app is quick and easy to use. You get to personalise it to your choice with ease. There's a quick response for any issues through the app. It's the only bank I use as I trust the app and how it works. Reviewed on: 6th February 2024

I really help in my daily life & it's make my all tr...

I really help in my daily life & it's make my all transection so easy,. Reviewed on: 6th February 2024

Love it!

Love it Great service Best credit card in the whole world! Reviewed on: 6th February 2024

Fantastic app makes banking a breeze.

Fantastic app makes banking a breeze. Flex is truly innovative in how it enables you to control and understand your money. Built with transparency in mind ensures you are always in control. Reviewed on: 6th February 2024

Easy to set up and love that you get full control wi...

Easy to set up and love that you get full control with it! You can change flex as needed and live that can pay more off with no penalties. So convenient Reviewed on: 6th February 2024

Monzo r amazing

I would recommend anyone to Monzo amazing service Reviewed on: 6th February 2024

Easy to use process, simple, explanatory and theres...

Easy to use process, simple, explanatory and theres always clear information explaining upcoming payments and ways to reduce your payments futher Reviewed on: 6th February 2024

Always very quick to respond.

Always very quick to respond. Helpful and knowledgable advisers. Reviewed on: 6th February 2024

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