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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

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4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

Fantastic app!

Monzo offers a lot as a banking app, I like the fact that i can invest, save and even use their flex card as well. They have been introducing cashback offers slowly which hopefully will be available for the future with more retailers. Reviewed on: 2nd March 2025

Monzo is fantastic, finally feel in control of my money

Monzo is fantastic, I've never been in better control of money as I have now Reviewed on: 2nd March 2025

Excellent, customer focused bank

Excellent, customer focused bank Reviewed on: 2nd March 2025

Fab user experience, best British bank.

Fab user experience, best British bank. Customer service is very good Reviewed on: 1st March 2025

Seamless and quick.

Seamless and quick. Monzo breaks the traditional banking methods which is great Reviewed on: 1st March 2025

Great Credit Card

I have found the Monzo Flex credit card to be extremely straightforward to use and manage Reviewed on: 28th February 2025

I love it

I love it and they sponsor my favourite football club Reviewed on: 28th February 2025

Best serice i have used 10/10 would recommend monzo

Best serice i have used 10/10 would recommend monzo Reviewed on: 28th February 2025

Clever Product and Great UI.

Clever Product and Great UI. Well designed Reviewed on: 28th February 2025

Excellent offering and money saving if you apply it...

Excellent offering and money saving if you apply it correctly Reviewed on: 28th February 2025

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