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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3174 reviews)

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4.90

Based on 3,174 reviews, last reviewed 13th May 2026

62% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

I love it

I love it and they sponsor my favourite football club Reviewed on: 28th February 2025

Best serice i have used 10/10 would recommend monzo

Best serice i have used 10/10 would recommend monzo Reviewed on: 28th February 2025

Clever Product and Great UI.

Clever Product and Great UI. Well designed Reviewed on: 28th February 2025

Excellent offering and money saving if you apply it...

Excellent offering and money saving if you apply it correctly Reviewed on: 28th February 2025

Everything perfect!

Everything perfect!! Keep on like this!!!! Reviewed on: 28th February 2025

Monzo are great.

Monzo have given me a chance to build my credit score back up. They are a great bank who seem to value their customers. Thank you. Reviewed on: 27th February 2025

I find the flex product very easy to use, I can tail...

I find the flex product very easy to use, I can tailor my payments easily, use it in stores and online and I love how I can choose repayment profile after paying for something Reviewed on: 27th February 2025

The Flex credit card is great for smaller purchases

The Flex credit card helps with those smaller purchases and spreads the cost out easily. Treated your pals to dinner before payday? Flex it! Eyeing up those gig tickets? Flex it. It's really easy to see how much you've spent, and the upcoming payments are transparent, with regular reminders before payment day Reviewed on: 26th February 2025

Market leading customer experience

I love the flexibility of this product, having the ability to set default interest free payments and using the new apple pay integrations for instalments has been very valuable to me. Reviewed on: 26th February 2025

Very clear communication, easily understandable and...

Very clear communication, easily understandable and great customer options available with the new flex credit card. Reviewed on: 26th February 2025

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