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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2512 reviews)

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4.95

Based on 2,512 reviews, last reviewed 5th Sep 2025

97% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2512)

Easy, quick, intuitive and modern

Easy, quick, intuitive and modern Reviewed on: 7th February 2024

They all work so hard for me.

They all work so hard for me. No problem is to small to talk to them about. Reviewed on: 7th February 2024

Excellent service and amazing products that are avai...

Excellent service and amazing products that are available to all economic backgrounds, a fair lender too. Downside is, the customer service could be better for the kind of amazing service they offer Reviewed on: 6th February 2024

Monzo flex has been life changing!

Monzo flex has been life changing! They allow me to spend smartly but also simply laid out to be able to mange my finances easier and more in depth! My only wise is my limit was higher haha! Reviewed on: 6th February 2024

!!!MONeyZone!!!

Kudos team monzo for providing an excellent product called monzo flex as the name suggest which has the most flexible features for a customer to make payments and repayment as well. I wish you a great success!! Reviewed on: 6th February 2024

Monzo flex

Modern, instant and refreshing way of using a credit card. Still some improvements to be made as it evolves and matures but miles better than everything else. Reviewed on: 6th February 2024

Verysafe.

Sunteți o bancă alături de oameni. Bravo, Felicitări Reviewed on: 6th February 2024

Since I have been banking with Monzo.

Since I have been banking with Monzo. It has been a very good experience with good customer service, prompt responses , trusted, efficient with good feedback on my finances. Hence I don’t need to worry about anything as my money was protected. Reviewed on: 6th February 2024

Love the flexibility of monzo flex !

Love the flexibility of monzo flex ! Reviewed on: 6th February 2024

Good reviews

Has been very good service until now,highly satisfied. It will be better if I can pay minimum amount for credit card sometimes. Reviewed on: 6th February 2024

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