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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Flex is convenient as well as cost-effective

Love being able to flex purchases into 3 payments interest-free but a higher credit limit would be handy. Reviewed on: 14th February 2025

Monzo was there after I needed an account after my m...

Monzo was there after I needed an account after my marriage broke up and been with them ever since, providing me with a great service, and never frightened to ask customers their opinion, and act on it. Reviewed on: 14th February 2025

Absolutely love it.

Absolutely love it. The application is soo user friendly Reviewed on: 14th February 2025

Very good at everything

El mejor banco que he tenido Very good at everything Reviewed on: 13th February 2025

Member since the beginning.

I am overall very happy with Monzo. I did have one bad experience but have been here from the beginning and overall very happy Reviewed on: 13th February 2025

Monzo is my primary account i am happy with the ser...

Monzo is my primary account i am happy with the service Reviewed on: 13th February 2025

Brilliant

Fantastic customer service and always willing to help you. Reviewed on: 13th February 2025

easy and quick , very useful and good offers for cas...

easy and quick , very useful and good offers for cash back Reviewed on: 13th February 2025

Best bank I've used

Best bank I've used, easy and efficient to use, everything in one place with notifications and alerts to keep you informed. The extras and perks are brilliant as well. Reviewed on: 13th February 2025

A game changer bank

A game changer bank who understands how to engage it's customers with smarter money management. Reviewed on: 13th February 2025

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