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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Very flexible and easy to use product.

Very flexible and easy to use product. Really liked the ability to use interchangeably with my other products from the bank. The product feels highly user-friendly. Reviewed on: 10th March 2025

Best bank I’ve been with!!

Easy to use and understand customer service is fast and reliable Reviewed on: 9th March 2025

Easy peasy

Everything is made so simple and easy to use. Also I like the fact I haven’t needed to call anyone to resolve any issues. I can do everything I need thought the app. To me that is great service…..I only call a company when I can’t deal with their website/app Reviewed on: 8th March 2025

Excellent banking, excellent customer service.

Excellent banking, excellent customer service. Reviewed on: 8th March 2025

Excellent Card

Excellent card appreciate the transparency with interest shown at point of purchase also a fantastic app Reviewed on: 8th March 2025

Monzo has been great.

Monzo has been great. Flex is a godsend, phone insurance on Max saved my phone. Great value for money and reliable. Reviewed on: 8th March 2025

Use it regularly and handy and helpful

Use it regularly and handy and helpful Reviewed on: 8th March 2025

Thank you it’s a good bank in the uk.

Thank you it’s a good bank in the uk. Reviewed on: 7th March 2025

Very easy to set up!

Very easy to set up! Really useful being able to flex purchases across 3 months Reviewed on: 7th March 2025

Monzo really helped me gain control of my spending a...

Monzo really helped me gain control of my spending and flex has been great for any anomalous spending but safely. the lending has been building my credit score too Reviewed on: 6th March 2025

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