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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2513 reviews)

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4.95

Based on 2,512 reviews, last reviewed 5th Sep 2025

97% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2512)

It’s my main account it’s amazing

It’s my main account it’s amazing Reviewed on: 7th February 2024

Today, more than ever

Today, more than ever, customers need flexibility in their banking. So having lobbies are open to serve them, but our technology helps make banking on the go even more convenient. We offer the same useful features as larger banks, including online and mobile banking, mobile check deposit, and mobile bill pay Reviewed on: 7th February 2024

It was so helpful and easy to use

It was so helpful and easy to use Reviewed on: 7th February 2024

Love it!

Very innovative credit card which allows you to split a transanction to 3 payments for free. I havent seen other provider offering that Reviewed on: 7th February 2024

Super easy to access and understand for every age !

Super easy to access and understand for every age ! Reviewed on: 7th February 2024

I use if every month.

I use if every month for splitting larger purchases into 3-6 month installments. Reviewed on: 7th February 2024

Very helpful with all my needs.

Very helpful with all my needs.flex is amazing for those extra expenses when you want to split a purchase Reviewed on: 7th February 2024

Very easy to use and accepted everywhere would not b...

Very easy to use and accepted everywhere would not be with out it Reviewed on: 7th February 2024

Smart financial technology & great financial products

Monzo provide a range of financial products and tools that allow me to better manage my money. Everything is in the app and labelled/ explained in clear terms: I can predict/forecast spend/income. Reviewed on: 7th February 2024

Easy to use, fast and intuitive.

Easy to use, fast and intuitive. Reviewed on: 7th February 2024

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