Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

View other Monzo products

4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3086)

Monzo Flex best Credit Card

Monzo Flex is clear to use , easy to use and very useful credit limit with the ability to spread over 3 months Reviewed on: 14th February 2025

When I came uk my first bank account I took in monzo...

When I came uk my first bank account I took in monzo , I never face any issues from monzo . Reviewed on: 14th February 2025

FLEX is simply the best Credit Card in the market...

FLEX is simply the best Credit Card in the market 90 days interest free on every spend. I just love the FLEXibility Reviewed on: 14th February 2025

Flex is still the number 1 credit service available.

Flex is still the #1 credit service available - great repayment options, easy to use, can also use it to charge already-completed transactions! Reviewed on: 14th February 2025

The added functionality and view of my finances alon...

The added functionality and view of my finances along with PERKS is well worth £7 a month Reviewed on: 14th February 2025

Best online bank in the UK.

Best online bank in the UK. Wonderful UI/UX Reviewed on: 14th February 2025

Brilliant bank.

Brilliant bank. Highly recommend. Reviewed on: 14th February 2025

Great options and good cashback options

Great options and good cashback options Reviewed on: 14th February 2025

Easy to use, convenient, flexible, clear fees.

Easy to use, convenient, flexible, clear fees. Reviewed on: 14th February 2025

Love the app !

Love the app !!!Informative everything to virw Reviewed on: 14th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Nationwide 4.02 from 210 reviews
Everyday credit cards
from Lloyds Bank 4.06 from 65 reviews
Platinum Credit Card
from Lloyds Bank 4.03 from 52 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Investments
from Monzo 4.94 from 1110 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub