Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2510 reviews)

View other Monzo products

4.96

Based on 2,510 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (2510)

Monzo has been my main bank for over 4 years...

Monzo has been my main bank for over 4 years now and they have just got better and better. I really enjoy using their app and think they are leading the way in terms of innovation and service quality in the banking sector. Reviewed on: 8th February 2024

Very easy to use an simple good service

Very easy to use an simple an an give advice how to manage a money paying bill Reviewed on: 8th February 2024

Excellent banking with great features like flex card

Excellent banking with great features like flex card Reviewed on: 7th February 2024

Great app features

Simple and easy to use. Like yhe card features withing the app, such as seeing your card number and being able to copy it when wanting the number for forms/online shopping. Reviewed on: 7th February 2024

Not too much to say but being a new member I can say...

Not too much to say but being a new member I can say, I have been blessed by Monzo bank because they do listen to their customers and Flex has made my life more easier because i can choose how and when i can pay! It's indeed a flexible account like it's name! Reviewed on: 7th February 2024

Happy to use Flex

Very good and easy access it gives free internet when we choose the plans highly recommend Reviewed on: 7th February 2024

Great bank overall with great app.

Great bank overall with great app. Reviewed on: 7th February 2024

Absolutely brilliant!

Absolutely brilliant! Helps out in those tricky situations with funds. Reviewed on: 7th February 2024

It was great, hassle free and easy to use.

It was great, hassle free and easy to use. Worked best for me, one of the best credit card platform I've ever experienced. Reviewed on: 7th February 2024

It’s my main account it’s amazing

It’s my main account it’s amazing Reviewed on: 7th February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.28 from 41 reviews
Gold Card
from first direct 4.32 from 8 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 410 reviews
Savings
from Monzo 4.94 from 151 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub