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Monzo: Flex Purchase credit card reviews

4.95
Based on 2,513 reviews, last reviewed 21st Sep 2025
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

BsbForensic. com Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 21st September 2025
Benson t's avatar
Benson t

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025
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Zack

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2513)

great system

5
as a 19 year old it has been an easy transition into credit to build up my credit history. easy to use and manage Reviewed on: 8th February 2024

So wonderful, just the best online banking so far

5
So wonderful, just the best online banking so far Reviewed on: 8th February 2024

Monzo has been my main bank for over 4 years...

5
Monzo has been my main bank for over 4 years now and they have just got better and better. I really enjoy using their app and think they are leading the way in terms of innovation and service quality in the banking sector. Reviewed on: 8th February 2024

Very easy to use an simple good service

5
Very easy to use an simple an an give advice how to manage a money paying bill Reviewed on: 8th February 2024

Excellent banking with great features like flex card

5
Excellent banking with great features like flex card Reviewed on: 7th February 2024

Great app features

5
Simple and easy to use. Like yhe card features withing the app, such as seeing your card number and being able to copy it when wanting the number for forms/online shopping. Reviewed on: 7th February 2024

Not too much to say but being a new member I can say...

4
Not too much to say but being a new member I can say, I have been blessed by Monzo bank because they do listen to their customers and Flex has made my life more easier because i can choose how and when i can pay! It's indeed a flexible account like it's name! Reviewed on: 7th February 2024

Happy to use Flex

5
Very good and easy access it gives free internet when we choose the plans highly recommend Reviewed on: 7th February 2024

Great bank overall with great app.

5
Great bank overall with great app. Reviewed on: 7th February 2024

Absolutely brilliant!

5
Absolutely brilliant! Helps out in those tricky situations with funds. Reviewed on: 7th February 2024

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