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Monzo: Flex Credit Card reviews

4.96
Based on 2,506 reviews, last reviewed 17th Jun 2025
68% decrease in 5 star reviews
in the past 90 days
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Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025
Mathew Wilkinson's avatar
Mathew Wilkinson

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN

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Monzo Flex Credit Card reviews (2506)

Easy to manage monthly payments.

5
Easy to manage monthly payments. Great flexibility in instalment plans. Easy to pay off early if wanted Reviewed on: 9th February 2024

Best credit card I’ve had!

5
All the charges are very transparent I’m very impressed with the 3 months interest free payments. This was very useful over Christmas and for splitting up the cost of expensive purchase. Reviewed on: 9th February 2024

I would only ever suggest Monzo!

5
I would only ever suggest Monzo! Monzo is the best banking I have ever used. I am a visual learner and so the physical pots and distinguishable colours help me organise my money so much better. I also utilise the investment and savings options. Reviewed on: 8th February 2024

great system

5
as a 19 year old it has been an easy transition into credit to build up my credit history. easy to use and manage Reviewed on: 8th February 2024

So wonderful, just the best online banking so far

5
So wonderful, just the best online banking so far Reviewed on: 8th February 2024

Monzo has been my main bank for over 4 years...

5
Monzo has been my main bank for over 4 years now and they have just got better and better. I really enjoy using their app and think they are leading the way in terms of innovation and service quality in the banking sector. Reviewed on: 8th February 2024

Very easy to use an simple good service

5
Very easy to use an simple an an give advice how to manage a money paying bill Reviewed on: 8th February 2024

Excellent banking with great features like flex card

5
Excellent banking with great features like flex card Reviewed on: 7th February 2024

Great app features

5
Simple and easy to use. Like yhe card features withing the app, such as seeing your card number and being able to copy it when wanting the number for forms/online shopping. Reviewed on: 7th February 2024

Not too much to say but being a new member I can say...

4
Not too much to say but being a new member I can say, I have been blessed by Monzo bank because they do listen to their customers and Flex has made my life more easier because i can choose how and when i can pay! It's indeed a flexible account like it's name! Reviewed on: 7th February 2024

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