Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

View other Monzo products

4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3086)

Customer centric approach and support

Great interest offer, and most importantly timeline to pay off borrowed amount. Customisable pay back plan, and customer centric approach and support. Reviewed on: 16th February 2025

You have given me a chance to make special memories...

You have given me a chance to make special memories with the family , and allow me to budget for the extras Reviewed on: 16th February 2025

I used Monzo credit card to boost my credit score th...

I used Monzo credit card to boost my credit score the 3 monthly split payments make it easier to keep track of spending and make that I pay back on time. The money pots are also great for saving for specific needs rather than one big saving that will often get dipped in and out. Reviewed on: 16th February 2025

Monzo flex is so easy to use, way better than a trad...

Monzo flex is so easy to use, way better than a traditional credit card. Reviewed on: 16th February 2025

It is amazing card and everything is easy well done...

It is amazing card and everything is easy well done Monzo it’s really good Reviewed on: 15th February 2025

Excellent card and I’m using all the time.

Excellent card and I’m using all the time. Reviewed on: 15th February 2025

Easy to use good quality app and services

Easy to use good quality app and services Reviewed on: 15th February 2025

Yes its very amazing and i like it

Yes its very amazing and i like it Reviewed on: 15th February 2025

I am happy with the app.

I am happy with the app. And the services Reviewed on: 15th February 2025

Very good and okay, I enjoy there service

Very good and okay, I enjoy there service Reviewed on: 15th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aqua credit cards
from NewDay 4.89 from 3306 reviews
Credit Card
from Shop Direct 4.67 from 6 reviews
Balance Plus
from Capital One 3.56 from 3 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Investments
from Monzo 4.94 from 1110 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub