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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2512 reviews)

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4.95

Based on 2,512 reviews, last reviewed 5th Sep 2025

97% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2512)

Brilliant in all things banking.

Brilliant in all things banking. Created solutions in banking before old school banks realised it. Monzo is like the iPhone of banks secure, robust and yet fluently flexible. Reviewed on: 20th February 2024

Having Monzo Flex is so useful!

Having Monzo Flex is so useful! I much prefer it to having a credit card with the more traditional banks, I feel this is much more user-friendly and helps me keep my spending in check, whilst still allowing me to cover the cost of purchases spread over a few months. I've recommended it to friends! Reviewed on: 20th February 2024

I’m very happy with monzo bank very easy to use tran...

I’m very happy with monzo bank very easy to use transfer money an receive Reviewed on: 20th February 2024

easy to use

easy and simple to understand, well written and easy for everyone to use. i would definitely recommend to friends and family Reviewed on: 20th February 2024

Game changer

Yes, I recently tried out the Monzo card and I must say, it has been a game changer in helping me manage my financial situation. The app is user-friendly and provides great insights into my spending habits. Highly recommend giving it a try! #MonzoReview #FinancialManagement. Reviewed on: 20th February 2024

Student Budgeting

The option to pay in three without any interest is nice, it allows me to budget better for the little income I have as a student. Reviewed on: 20th February 2024

Great customer service with super helpful chat options!

Great customer service with super helpful chat options! Reviewed on: 20th February 2024

Top quality reliable easy to use

Top quality reliable easy to use Reviewed on: 20th February 2024

Generally acceptable card for transaction

Generally acceptable card for transaction Reviewed on: 20th February 2024

Flex is amazing its on another level of lending

Flex is amazing its on another level of lending Reviewed on: 19th February 2024

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