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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2506 reviews)

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4.96

Based on 2,506 reviews, last reviewed 17th Jun 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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Monzo Flex Credit Card reviews (2506)

Great customer service with super helpful chat options!

Great customer service with super helpful chat options! Reviewed on: 20th February 2024

Top quality reliable easy to use

Top quality reliable easy to use Reviewed on: 20th February 2024

Generally acceptable card for transaction

Generally acceptable card for transaction Reviewed on: 20th February 2024

Flex is amazing its on another level of lending

Flex is amazing its on another level of lending Reviewed on: 19th February 2024

Easy to set up and use.

Easy to set up and use. Great for travelling abroad with. Reviewed on: 18th February 2024

Made credit card so easy and attractive

Made credit card so easy and attractive Reviewed on: 17th February 2024

Excellent to bank with, 100% recommend

Excellent to bank with, 100% recommend Reviewed on: 17th February 2024

Better than other credit card options.

Better than other credit card options. The flexibility of delaying the payment, setting up payment plans and the transparency of the interest rates is excellent. It has helped me manage my spending exponentially. Not being surprised by inflated % and being able to lower it when I have been able to pay it off earlier has been such a stress reliever. Much better than a traditional credit card that generally just rack up more debt and interest charges. Reviewed on: 16th February 2024

Positive user experience

Excellent user friendly Ui, digestible product comms and good value flex proposition Reviewed on: 15th February 2024

Easy to use product and services

Very easy to get a credit account Reviewed on: 13th February 2024

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