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Monzo: Flex Credit Card reviews

4.96
Based on 2,506 reviews, last reviewed 17th Jun 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025
Mathew Wilkinson's avatar
Mathew Wilkinson

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN

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Monzo Flex Credit Card reviews (2506)

It is easy to use and very simple to apply.

5
It is easy to use and very simple to apply. Safe and efficient Reviewed on: 20th February 2024

The app is intuitive and smart, it always does what...

5
The app is intuitive and smart, it always does what I want it to do, it makes sense and makes banking enjoyable. I feel in control of my account Reviewed on: 20th February 2024

Very friendly and helpful lol the time easy to use t...

5
Very friendly and helpful lol the time easy to use the app and the customer support team is always great and helpful Reviewed on: 20th February 2024

Easy to work out, payments are shown in a really goo...

5
Easy to work out, payments are shown in a really good format, give you plenty of options and inform you what your monthly payment will be prior to agreement. Love the service! Reviewed on: 20th February 2024

Brilliant in all things banking.

5
Brilliant in all things banking. Created solutions in banking before old school banks realised it. Monzo is like the iPhone of banks secure, robust and yet fluently flexible. Reviewed on: 20th February 2024

Having Monzo Flex is so useful!

5
Having Monzo Flex is so useful! I much prefer it to having a credit card with the more traditional banks, I feel this is much more user-friendly and helps me keep my spending in check, whilst still allowing me to cover the cost of purchases spread over a few months. I've recommended it to friends! Reviewed on: 20th February 2024

I’m very happy with monzo bank very easy to use tran...

5
I’m very happy with monzo bank very easy to use transfer money an receive Reviewed on: 20th February 2024

easy to use

5
easy and simple to understand, well written and easy for everyone to use. i would definitely recommend to friends and family Reviewed on: 20th February 2024

Game changer

5
Yes, I recently tried out the Monzo card and I must say, it has been a game changer in helping me manage my financial situation. The app is user-friendly and provides great insights into my spending habits. Highly recommend giving it a try! #MonzoReview #FinancialManagement. Reviewed on: 20th February 2024

Student Budgeting

5
The option to pay in three without any interest is nice, it allows me to budget better for the little income I have as a student. Reviewed on: 20th February 2024

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