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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2513 reviews)

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4.95

Based on 2,513 reviews, last reviewed 17th Sep 2025

97% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Good company Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 17th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2513)

Very useful features, such as 3 monthly installments.

Very useful features, such as 3 monthly installments. Reviewed on: 22nd February 2024

Good as long as you can stay on top of the payments!

Good as long as you can stay on top of the payments!! Reviewed on: 21st February 2024

So easy to use and great value

So easy to use and great value. Great interest rates. Monzo flex is brilliant too Reviewed on: 21st February 2024

Fantastic app and banking experience.

Fantastic app and banking experience. Brings life to your finances Reviewed on: 21st February 2024

Monzo , banking done right

Monzo have always been great at offering services to make my financial life easier. They always provide the best rates to their customers and everything can be done within their app. I recently used the Flex service to pay for an purchase in 3 payments and found the whole process straight forward and easy. Reviewed on: 21st February 2024

Monzo makes banning easy

Everything is really clear and visible with transactions. I like the fact it does your prices of paying items off. All the functions work really b well on my phone Reviewed on: 21st February 2024

The best card.

The best card I have ever had in my life. Easy to control. Reviewed on: 20th February 2024

It is easy to use and very simple to apply.

It is easy to use and very simple to apply. Safe and efficient Reviewed on: 20th February 2024

The app is intuitive and smart, it always does what...

The app is intuitive and smart, it always does what I want it to do, it makes sense and makes banking enjoyable. I feel in control of my account Reviewed on: 20th February 2024

Very friendly and helpful lol the time easy to use t...

Very friendly and helpful lol the time easy to use the app and the customer support team is always great and helpful Reviewed on: 20th February 2024

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